[Masthead] Fair ~ 69°F  
High: 88°F ~ Low: 65°F
Wednesday, June 19, 2013
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Banking: Betty Baker (06/17/13)
Q: I'm not a member of your credit union, but I understand you have great auto loans. Can I apply? A: I suggest you come in and talk with any of our lenders about the auto you are considering buying. If you are agreeable to the terms of the loan we recommend, then you can join Heritage South if you meet the membership criteria and then apply for the loan. If you live, work, worship or attend school in Bedford, Marshall or Rutherford County, you can join our credit union. Our loans are subject to credit approval and your rate will be determined by your credit score. If you choose not to borrow from us, I recommend that you join the credit union anyway so that in the future you will have us set up as a lending or deposit alternative.
Heating & Cooling | Art McKamey (06/17/13)
Q: How should I choose a contractor when I get estimates to replace my heat & air? A: Don't accept estimates over the phone. How can they see if problems exist over the phone? A quality contractor will: * Want to see the home to avoid any installation issues; * Perform a heat load analysis to