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Tuesday, July 22, 2014

Cutting corners, saving money? Overblown Electric bill

Posted Sunday, February 15, 2009, at 9:54 AM

(Photo)
Well, i went over my bills and paid the overblown electric bill. It took two trys to get me to write out almost 500.00 for electric. God Almighty, i thought i would never see that day, the electric is more than a house payment.

I have been thinking of what can go if i need to really get down to the nitty gritty.

1. Cell phone, i don't like talking on it anyway.

2. cable tv, I can watch CSI on the internet

3. i need electric, but i can hang my clothes outside to dry.

4. I have switched some of my overpriced medications to a lesser medication with a generic brand. I may go crazy in the process , but that is ok. (smiles)

5. I recycle like mad, i reuse like crazy. We just built a back porch sun room using almost all recycled and thrown away materials. (It looks good.)

I am already using store brand foods, and i drive a 22 year old car, so i don't have a payment there.

How are you saving money? What steps are you taking to save more and spend less.

What tips do you have for spending less and feeling rich doing it?


Comments
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I don't know how many people around here use coupons but if there is enough..we could have coupon swapping meetings. We all met once a month with our coupons in hand :>) Everyone brings their coupons that they don't use and they swap.(Different people use Different products) We use to do that when I lived up North. It wasn't because of the economy back then but it might be a option now for some. I have saved as much as 40 dollars by using coupons and 40 dollars means as much to me as it does Krogers. :>)

-- Posted by Dianatn on Sun, Feb 15, 2009, at 10:21 AM

Generic prescription drugs are just as good as name brand . . . the companies just dont like to promote it. they have to go through the same regulations and testing that the name brand drugs do plus name brand drugs can make you go crazy too. :-P

I agree about the internet . . . I watch all my tv programs through the internet and have it where I can watch it through my 37" HD TV so it is no different than cable except I get it commercial free. :-) There is no sense in paying those high cables bills and especially Charter. Of course I have amazing dsl connection speed so it makes it easy.

-- Posted by jaxspike on Sun, Feb 15, 2009, at 11:19 AM

jaxspike,

I, too, Watch most of the stuff through the internet, Oh until charter called to let me know i went over... I said over? What do you mean I am paying for this highest bandwidth package you have. I went over their 250 gig softcap! I said And? That makes us suspect that you are compromised by hackers. I said, no I HD quality movies over the internet, some are 10 Gigs some are even more. I am not hacked, you just haven't caught up with the new content being released.

Do any of these internet service provider understand they need to work with us instead of trying to make life difficult? This is my third time getting this call.

Crap I got off-topic, sorry, Lesa what bookstore was that you owned?

-- Posted by Evil Monkey on Sun, Feb 15, 2009, at 11:46 AM

Evil Monkey . . . I use AT&T and have the Fast Access DSL Extreme package and never have a problem with caps or exceeding bandwith. I have never liked Charter and glad I dont do business with them.

-- Posted by jaxspike on Sun, Feb 15, 2009, at 1:19 PM

How fast is the extreme package?

I currently get 16Mb/s download and 2Mb/s upload. It rarely goes down. Twice in the past 5 years.

I had AT&T DSL and their Max at the time was 3 Mb/s download and their upload was pitiful. It would go down daily, the tech was never able to resolve the problem. Plus the billing issues were insane and they were never right.

-- Posted by Evil Monkey on Sun, Feb 15, 2009, at 1:35 PM

Thrift shopping and yard sale shopping first when need to, store name brand products, more cooking (which I hate because of picky husband) than restaraunt foods, try to watch spending.

EM, if you had paypal on a website that is no longer up, and you don't use the computer anymore because sometimes it works and sometimes it don't, when you get rid of the computer could someone else use it and get access to your bank account? Or if you paid bills online? What can you do to avoid this?

-- Posted by Momof3&3step&1gran on Sun, Feb 15, 2009, at 4:24 PM

evilmonkey, it was the Book Nook next to the old Popes..

I really tried to make a go of it.

Mom of 3 my son has Asperger's and some foods are just no compromise.. we had a issue last week with hotdogs.

I bought a differant brand and they were "chunky" he said.

I try to use coupons, i use them faithfully if i go to barnes and noble...

some coupon print places are so full of spam and pop ups they are not worth it to me..

i have charter high speed internet right now and vonage phone service which i love.. it rocks.

-- Posted by 4fabfelines on Sun, Feb 15, 2009, at 7:22 PM

jaxspike the meds i took did not have a generic and the co pay was 100.00 +, with insurance.. so i switched to something else..

-- Posted by 4fabfelines on Sun, Feb 15, 2009, at 7:24 PM

Evil Monkey . . . AT&T Extreme 6.0 gets 6Mb/s download and 512Mb/s upload so it is definitely slower than what you have now so it might not be for you but I have never had an issue with their service and have had internet service through them for about nine years(starting at the beginning with dialup).

-- Posted by jaxspike on Sun, Feb 15, 2009, at 8:27 PM

Momof3,

Actually the best and most secure way is to sell the computer without the hard drive and take a sledge hammer to it. The the new owner pay for their own hard drive. They are so inexpensive now to replace.

But to answer your questions in detail, if the website is no longer up, then that paypal buy now button no longer exists.

When you sell the computer, the websites that you visited can be cached and be brought back up if someone with some knowledge knows where to look. The other information like logins and passwords are stored as cookies, but only for a certain period of time. When they expire that information will no longer be in available in the brower login/password fields.

If you have more questions about it or concerns give me a ring 931-536-1279 if this is a serious issue.

4fabfelines,

Yeah I remember Book Nook, I was in there a few times. You, also, had computer stuff there too.

-- Posted by Evil Monkey on Sun, Feb 15, 2009, at 9:53 PM

After I sold a old computer I went in and changed every password on every website on the new computer. That way if someone happen to get a password off of the old computer it didn't work any longer.

-- Posted by Dianatn on Sun, Feb 15, 2009, at 10:47 PM

jaxspike,

I pay under 100 dollars for mine plus the basic extended. I have vonage, and I pay 15 dollars for each UNLIMITED line instead of the $25 advertised.

-- Posted by Evil Monkey on Sun, Feb 15, 2009, at 11:44 PM

I pay around $67 a month for my phone service and internet all together. :-)

-- Posted by jaxspike on Mon, Feb 16, 2009, at 6:23 AM

Would you guys tell a person with a slight knowledge deficit - how do you hook you computer to the TV to watch the programs, all I have is a laptop presently?

-- Posted by Sharon22 on Mon, Feb 16, 2009, at 10:34 AM

No cable, no internet, no land line phone, use coupons...Go to the library to use the internet.

The clothes line is a great idea. I use folding racks for inside the house on colder days. The living room and kitchen get a little crowded, but that's okay.

When you finish cooking, leave the oven door open. That works well for me because my thermostat is in the kitchen.

First Saturday at Goodwill!! I go to a different Goodwill every month. Then...Mondays and Tuesdays there are lots of new stuff out.

Dilute shampoos and conditioners to last longer.

I get cleaners at Dollar Store, but I only buy Tide, vinegar and baking soda, liquid soap and dish detergent. Hot water and vinegar cleans very well.

Buy in bulk...I invested in a Seal-A-Meal and reuse the bags.

Plant a garden...no room? You might be surprised what you can grow in containers in a very limited space. Check out 'patio gardening' and 'container gardening' on the internet.

No gym membership..You can get a complete workout by cleaning your house. Set a plan and then make every movement count.

SAVE!! Always put some of your check back, no matter if you think you cannot. Sometimes I only get by with ten dollars a month, but at least I saved something.

Fluorescent bulbs, they really do save. I have 15 fluorescents in my house, it took less than a year to change them everytime one shot out...6 years ago and I have only replaced one bulb since then. No joke.

No movies, eat out only once a week if that much, I subscribe only to my favorite magazines (my vice since I don't got to movies or have cable, I get MS Living, and ESPN (hubby). The MS LIving paid for itself over Christmas with nifty crafty Christmas Gifts that I made for cheap. They didn't look cheap and of the 15 people who got them, all asked me where I got them, they were too cute! (It was the clothes-pin card/picture hangers)

Read for entertainment. Books last a lot longer and give you something to think about.

I could probably go on, but I really have soem work to get done... I look forward to reading about other folk's thrifty ideas.

-- Posted by Jacks4me on Mon, Feb 16, 2009, at 10:39 AM

We turned our thermostat down to about 65 and I went around to all of the windows and taped them up. I also rolled towels and placed them in the windows anywhere that I thought air could still possible leak in around the tape...I also put rolled towels around all of the doors. The big sliding glass door in the bedroom, I rolled up a big blanket. Trying to keep the cool air out and the heat in...it seems to be working..our electric bill didn't go up any this month. We are still under $300. Which is good for us..we live in a very old home and there are 4 of us there during the week and 6 on the weekends.

I have also been trying to pay off as many monthly bills as possible. Credit cards, loans, etc. It is hard to do, but I did pay off the central unit and 2 credit cards so far. That will save about $100 a month.

-- Posted by ahenderson on Mon, Feb 16, 2009, at 11:30 AM

Sharon22,

Use a DVI to AV jack. Some laptops have them built in. I have a few here if you want, 5 bux? They normally run around 20 in the stores.

There are also, S-Video ports on laptops, you can use those too.

-- Posted by Evil Monkey on Mon, Feb 16, 2009, at 11:33 AM

If your TV and laptop both have a HDMI port then you just need a HDMI cable which you can very cheap at Big Lots or online (dont buy at Wal-Mart). If you do not have a HDMI port then do what Evil Monkey says.

-- Posted by jaxspike on Mon, Feb 16, 2009, at 11:43 AM

titan...e-mail me if you see this

mcgees@rcs.k12.tn.us

-- Posted by Jacks4me on Mon, Feb 16, 2009, at 12:27 PM

You can also use or repurpose stuff to save money. I love the goodwill and regularly buy clothing, books, candles, pots n pans, i have even found some computer stuff too.

If i know someone that needs something I will buy for them too.

I have been looking for some pots n pans for a young couple that are strapped for cash too.

I love the comments from jaxpike and evil monkey concerning the tv tro computer. DVi and av jack will work so will a HDMI cable.,

-- Posted by 4fabfelines on Mon, Feb 16, 2009, at 2:14 PM

Mom of 3 my son has Asperger's and some foods are just no compromise.. we had a issue last week with hotdogs.-- Posted by 4fabfelines on Sun, Feb 15, 2009, at 7:22 PM

My daughter has food allergies, and can not eat chicken, fish, or peanut. The only hot dogs or bologna she can eat, has to be pure BEEF. The hotdogs that has chicken, pork, beef, causes her to have an allergic reaction. I usually get Food Lion Beef Franks.

Momof3,

Actually the best and most secure way is to sell the computer without the hard drive and take a sledge hammer to it. The the new owner pay for their own hard drive. They are so inexpensive now to replace.-- Posted by Evil Monkey on Sun, Feb 15, 2009, at 9:53 PM

Thanks EM.

-- Posted by Momof3&3step&1gran on Mon, Feb 16, 2009, at 2:40 PM

have you tried the freecycle websites? http://groups.yahoo.com/group/BedfordCou...

This is a site where people give things away for free. It helps others in the area out and keeps the landfills from filling up.

-- Posted by ahenderson on Mon, Feb 16, 2009, at 2:56 PM


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Clutter, Cats and Kids
Lesa Cox
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Lesa Cox has owned a cleaning service and a bookstore; now, she repairs and maintains computers for the elderly and others on a fixed income. She enjoys animals, gardening, books and fixing old cars. She and her husband have one son, who suffers from Asperger's syndrome.