Choice of Financial Institutions

Posted Friday, August 10, 2007, at 8:23 AM
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  • Ascend Federal Credit Union needs a second ATM near Walmart and I agree that the US Bank ATM behind the jail does not feel safe at night.

    -- Posted by nathan.evans on Fri, Aug 10, 2007, at 8:28 AM
  • FirstBank has an account now which allows you to use any other bank's ATM -- you pay the other bank's fee at the time you use the ATM, but then FirstBank refunds it to you at the end of the month when your statement comes out.

    The only thing is, in order to qualify you have to use a lot of electronic banking services (like direct deposit, using your debit card, checking your account online and eventually getting your statement online). That suits me just fine, but some people might not like it.

    -- Posted by Jicarney on Fri, Aug 10, 2007, at 8:41 AM
  • I agree fully that US Bank needs at least one more ATM location in Shelbyville.

    One of the previous owners (that bank's had so many names that I can't remember which one) closed the additional ATM branches for what amounted to the usual cost-efficiency business-speak.

    -- Posted by David Melson on Fri, Aug 10, 2007, at 8:57 AM
  • Forget US Bank and Ascend, First Community Bank is the best in town. Not only are they always super friendly when I go to do business with them, they also have ATM machines at several locations in town plus they have one in Wartrace and Bell Buckle. I have been with them for years and love their service.

    On a side note, I have been to US Bank once for business and the one lady I dealt with wasn't friendly at all.

    -- Posted by jaxspike on Fri, Aug 10, 2007, at 10:00 AM
  • The problem with First Community is that it is not in other cities and states, therefore service charges are inevitable if you use that bank..

    I have a Regions account, ever since they were First National, I have noticed the differences in quality customer services, etc...

    But the point of topic is that USBank needs another ATM, that is true.

    You would think all banks would set up ATMs at multiple locations, especially busy stores like Wal-Mart, Kroger, and Dollar General Market. They should strongly consdider the addition of other ATM's, as most every bank should!

    -- Posted by darrick_04 on Fri, Aug 10, 2007, at 11:59 AM
  • Forget Ascend, First Community, Regions and whoever else does so called banking in Shelbyville. For my money it all goes into Heritage South. The folks are very nice there and they are much easier to deal with than Ascend...they also have loans available for older vehicles, which is something Ascend will not do.

    JMHO,

    William

    -- Posted by HorseGentler on Fri, Aug 10, 2007, at 1:49 PM
  • I have banked with Ascend for 15 years and paid interest all these years and never missed or late with a payment. I'm now in the foreclosure woe's. I only draw ss. I went to Ascend to borrow a few thousand to obtain age 62 Reverse Mortgage to make the r/m work and Ascend will not help me nor listen to non-profit credit counselors, whom are gov approved. I am only short a few thousand to get a R/M loan. The r/m would pay off my mortgage at Ascend. After 5 contacts for help/modification/refinance at Ascend. I am convinced they won't help when income is less in order to save a home and in the forecloser woe's. I would only be in debt with Ascend 6,000.00 for the r/m instead of a mortgage. I went to Hertiage South in Shelbyville and they immediately lend me some money for the R/M closing.

    -- Posted by helenaatkins on Sat, Mar 21, 2009, at 3:10 PM
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