My husband and I had been banking at SunTrust in Nashville since it was Third National Bank. Actually, we were fortunate to get a small second mortgage from them when we bought our previous home in 1971, so we definitely moved our account over there. Then they put in a branch at the airport when the previous terminal was built -- the one facing Briley Parkway. It was so convenient for Jim to get his check and deposit it before ever leaving the airport property. He could also get cash as we needed it. In those days I wrote the checks, but he handled the banking.
We also were members of a credit union which was known as the Tennessee Workers Credit Union before it merged with Bell South.
When we were ready to move to Shelbyville we needed a loan to purchase our house, as we hadn't yet sold the one in Nashville. That very morning AEDC Federal Credit Union had announced a low rate for a mortgage. Before leaving town that day we joined the AEDC family here in Shelbyville and made an appointment to meet with someone at the Murfreesboro office the next morning to apply for a loan. The loan was approved, so we switched credit unions. Just after having checks printed, we learned it was changing its name to Ascend. We could handle that. We are very happy with our credit union.
The bank was another matter. I couldn't believe there was no SunTrust here in town, although there is one in Murfreesboro. I went through the list of banks in the Shelbyville phone book and checked them all out on the net. I had never banked on-line but decided I wanted to try it, so the bank had to offer that service. My car note is through the US Bank, as is our VISA card. That prompted our decision to go with US Bank.
Additional ATM needed
We think that the US Bank needs another ATM somewhere in Shelbyville. We always have to go to town to get cash, and I don't think I would feel safe at that one at night -- even though it is behind the jail.