During a conversation I had Thursday with an acquaintance, she mentioned that her daughter (a second year student at UT) had her car hit for the second time this year -- while it was parked. I jokingly asked if the girl was parking in the middle of a highway. The car was in a parking garage when it was hit - both times. The first time it was a hit and run. The second time it was going to be a hit and run except that a police officer or security guard was in the garage working another case and heard the collision. He saw the car about to leave and gave a blip with his siren. The culprit stayed on the scene. It seemed she was driving her brother's car, and there was no insurance information in the car. The owner was asleep in her room at the time of the accident but was called to come to the garage. The driver gave her a phone number, which is not a working number.
What is wrong with this story? First, the mother is concerned about where the girl parks. I'm more concerned about these individuals who are probably driving uninsured and have no qualms about leaving the scene of the accident without attempting to contact the car owner. Have people lost all sense of morality and responsibility?
This is probably why we pay so much for insurance.