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Sunday, Nov. 23, 2014

Hit and Run!

Posted Saturday, October 4, 2008, at 10:16 PM

During a conversation I had Thursday with an acquaintance, she mentioned that her daughter (a second year student at UT) had her car hit for the second time this year -- while it was parked. I jokingly asked if the girl was parking in the middle of a highway. The car was in a parking garage when it was hit - both times. The first time it was a hit and run. The second time it was going to be a hit and run except that a police officer or security guard was in the garage working another case and heard the collision. He saw the car about to leave and gave a blip with his siren. The culprit stayed on the scene. It seemed she was driving her brother's car, and there was no insurance information in the car. The owner was asleep in her room at the time of the accident but was called to come to the garage. The driver gave her a phone number, which is not a working number.

What is wrong with this story? First, the mother is concerned about where the girl parks. I'm more concerned about these individuals who are probably driving uninsured and have no qualms about leaving the scene of the accident without attempting to contact the car owner. Have people lost all sense of morality and responsibility?

This is probably why we pay so much for insurance.


Comments
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College life is a different world. It may not be a question of morality or responsibility.

With college tuitions sky high,many can not get funding. They either don't score in the extra high range of the ACT/SAT tests or their parents aren't poor enough for them to get some of the lottery money or grants or cannot get loans due to other family circumstances. The lottery money has many requirements for eligibility. For scholarships or any consequence, you have to be extremely smart(or a good test-taker) or you have to be extremely poor--no middle ground.

For them, not having insurance is not surprising. They simply cannot afford it and can probably barely afford food, gas, or transportation.

I have friends in Atlanta who have told me that any resident of Georgia who has graduated from a high school there can get FREE tuition!!!

Maybe if our higher education system and the willingness of TN residents to fork over money for some of these programs would change, we wouldn't have to worry about non-insured college students.

I was a college student many years ago. I didn't have any transportation and I had to fight for any money I got. My parents simply could not pay for my tuition, but they made too much money(middle class) for me to qualify for grants.

-- Posted by stardust on Sun, Oct 5, 2008, at 9:11 AM

I paid for my own education but yet made sure I had insurance for my car and took care of everything I had to(its called work . . . get a job). There are no excuses for bad behavior or irresponsibility . . . if I could do it then so could anyone else. If you can't afford car insurance then you probably don't need to be driving a car . . . simple as that. Why should someone else have to suffer and pay for someone else's lack of responsibility?

Everyone feels like they are entitled to everything they want without working for it or living within their means . . . that's why we have the problems we have now with the economy.

-- Posted by jaxspike on Sun, Oct 5, 2008, at 11:40 AM

I agree with jaxspikes comment! I would never dream of driving or knowing one of my children were driving without insurance. Every drivers should take (all) the responsibilities that go along with having driving privileges.

-- Posted by Disgusted on Mon, Oct 6, 2008, at 10:26 AM

How long has it been since either of you were in college and was it in the kind of financial environment that we are in now? Sorry, but the college expenses fall close to home with my kids. Sure, you can work full-time and go to college maybe 2 classes per semester, but if you receive any kind of financing that requires decent grades or have loans that require full-time loads, it is extremely difficult unless you have someone to help.

I paid my way also, but still could not afford a vehicle, much less be able to pay insurance on it.

I know how stubborn both of you are from other blogs and how you think you know everything and no one else has a clue, but in this case, I do!!!!

-- Posted by stardust on Mon, Oct 6, 2008, at 4:51 PM

No one helped me with my college and I paid for everything on my own and even my car insurance. Yes, I did receive an academic scholarship but it did not pay for all my expenses and when you go to a private college that cost over $10,000 a semester, the part I did pay for on my own was more than what people were paying at MTSU at full cost. If you want it bad enough then you will find a way to accomplish your goals and I did that. Was it easy, of course not but some of the best things in life are those that you work hard for and from that you appreciate it even more.

BTW . . I worked 30-40 hours a week while talking 18 semester hours of course work each semester while maintaining a 3.74 GPA. I guess I know a little something about how it can be done. I know many more people who do the exact same thing each year . . . unfortunately people like to make excuse.

Also, again explain to me why someone else who pays for insurance and are responsible should take up the slack for someone who feels it is ok to not to have it but yet still drives a car. What is fair about that?

-- Posted by jaxspike on Tue, Oct 7, 2008, at 7:24 AM


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