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Thursday, May 24, 2012

Love Thy Neighbour As Thyself

Posted Friday, August 7, 2009, at 8:21 PM

Dr. Linda Peeno, Former Humana Employee - May 30, 1996

No one ever asks to get sick, but at some time or another we all do. Sometimes when a person gets sick they have to miss work or can no longer work adding insult to injury. This person could be your neighbor, a total stranger, or even your mom. Not everyone is alike. Some of us have loved ones to care for us when we are sick or elderly, and others do not. It is amazing to me that a nation that is 85% Christian and proudly stands up when someone says we are the greatest nation on Earth, would let a human being suffer without access to medical treatment. Who are these people that take time out of their busy days to go to a town hall meeting to vehemently defend a health care system that disproportionally increases rates year after year, that unfairly spreads the costs of treating those that do not pay to those that do, penalizes you for visiting the doctor of your choosing, works hard to prevent you from receiving treatments that may actually benefit you due to cost and actually rewards its employees that deny the most costly claims, and prevents you from getting the same medications cheaper from Canada noting that they can't guarantee their safety? The only thing the drug companies can't do when you get drugs from Canada is guarantee that you will pay the inflated US price! Don't let fear-mongers talk you into believing that the government can't do anything right. The last time I checked our policemen, teachers, universities, and military are all paid for by the people for the people. If I recall correctly a solid majority of you think that the very people that make up the heart and soul of these fine organizations are some of the best among us. These are the people that run your government. They take great pride in serving you and your families everyday and you are proud of them. I do not always agree with the national government, but I think on this health care issue the Democrats in Congress want to do the right thing for the American people and find a solution that can be tweaked over time to protect every American citizen. Don't stand up and defend our current system that is bankrupting our nation and forcing our businesses to choose between health coverage or layoffs. Let's work together and find a solution that will make America an even greater place for our children's children. Taking care of one another is the right thing to do.

Important Reading:

http://en.wikipedia.org/wiki/Health_care...

http://www.nchc.org/facts/coverage.shtml

http://www.nchc.org/facts/cost.shtml

http://www.nchc.org/facts/world.shtml


Comments
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The difference being that the military protects all of us, while a socialist health plan only benefits an individual. It's ironic that the number one health problem among the poor (who will be the biggest user of obamacare) is obesity, a completely preventable condition. The majority of all health problems are a direct result of poor lifestyle choices.

It's strange that you bring Christianity into the argument, saying that Christians should always help anyone.

Take a look at 2 Thessalonians 3:10

For even when we were with you, we gave you this rule: "If a man will not work, he shall not eat."

That can easily, and correctly, be extrapolated to mean that we should only help those who are willing to help themselves.

-- Posted by quietmike on Fri, Aug 7, 2009, at 8:36 PM

"The difference being that the military protects all of us, while a socialist health plan only benefits an individual."

I don't follow your logic in the above statement.

"That can easily, and correctly, be extrapolated to mean that we should only help those who are willing to help themselves."

You cannot assign a single stereotype as the face of those that require health care. We all need to utilize our medical system at some time or another, and maybe you know someone that has been denied coverage, maybe you do not. Either way, I can assure you that the question of health care touches those far removed from Skid Row. At the very least, do your very best to not get sick while in between jobs.

-- Posted by nathan.evans on Fri, Aug 7, 2009, at 8:48 PM

The point is that a socialist plan, by the way it works, benefits the person most who makes the most foolish choices. Heavy drinker, smoker, drug user, homosexual with AIDS-yes there would be a great benefit for a government plan. If you take reasonable precautions, make prudent decisions, then you get very little benefit while you still pay pay for others care.

The poor in this county already pay zero federal income tax, yet reap the lion's share of government benefits. It was set up this way "to ensure fairness" yet poverty remains generation after generation, because there is no incentive to better yourself when someone else is footing the bill. The more lazy you are, the more illegitimate kids you spit out, the more substances you can abuse, the bigger your benefit check.

Applying the same "logic" to healthcare would only compound the irresponsibility and will bankrupt this country.

Healthcare, along with most government programs, would be completely unnecessary if folks used a minimum of forethought and planning.

-- Posted by quietmike on Fri, Aug 7, 2009, at 9:21 PM

I am not saying that you are entirely right or wrong, but it seems to me your arguments revolve around stereotypes.

"Applying the same "logic" to healthcare would only compound the irresponsibility and will bankrupt this country."

Currently the amount of money spent on health care is 4 times what we spend on defense. My employer pays 90% of my insurance premium each month. My share is a little over $100 per month. For some reason I can't help but feel that is too much money. This year, like other years, our insurance provider increased premiums. Health care is already getting more than its fair share in this country.

You seem to have a lot to say against health care reform, so what solutions did you have in mind?

-- Posted by nathan.evans on Fri, Aug 7, 2009, at 9:38 PM

http://walmartstores.com/download/1322.p...

-- Posted by nathan.evans on Fri, Aug 7, 2009, at 9:42 PM

Get the insurance companies out of healthcare as much as possible.

A health savings plan combined with a catastrophic rider would be more affordable than most current plans, and would also remove the insulating layer of the insurance companies and allows the patients to see the true cost of care.

This would force consumers (patients) to shop for health services to get the best price just as we shop for most other purchases. It would also make folks realize the true costs of the decisions they make and by it's very nature would encourage folks to make wise health choices.

I agree there are some conditions that are beyond the control of the patient and we should help them if we are able. However, we would better be able to help them, and discern who really needs help, if we keep the decisions as close to the local level as possible. The average American family already pays somewhere around 40-60% of their total income in various taxes. We would be able to help more people if we could keep more of that as well.

-- Posted by quietmike on Fri, Aug 7, 2009, at 9:51 PM

I agree, insurance companies need to be out of the health care business. I also agree that a health savings plans are important and puts the responsibility in the hands of the individual. I think that doctors need to be shielded from lawsuits. I also think that we need to stop limiting who can provide the most basic of services. The health care system in the US military allows techs to provide many of the services that RNs and doctors are required to administer in the rest of the nation. I also think that the government health care programs that are currently in place should be structured more like the military health system. Using tax payer money to train more people to become doctors, and requiring them to serve the public for a period of time to repay their debt makes good sense. The bottom line is, we cannot continue down the road we are curently on for much longer.

-- Posted by nathan.evans on Fri, Aug 7, 2009, at 10:10 PM

Works for me!

I only have a problem when the government's only solution to every problem is to throw more money at the same failed system. Especially considering government is responsible for most of the problem in the first place.

-- Posted by quietmike on Fri, Aug 7, 2009, at 10:27 PM

quietmike, coming from your friendly neighborhood gay man...please do not use ignorant terms that involve such stupid concepts as "homosexuals with AIDS". ANYONE can get AIDS. YOU can get AIDS. Just as easily as I can, even.

-- Posted by DontAskDontTell on Fri, Aug 7, 2009, at 11:19 PM

I hear that, DontAskDontTell! There's many, MANY heterosexual men AND women living right here IN SHELBYVILLE who unfortunately are victims of the AIDS virus. It's not as foreign a threat as some might think it is. I mean, people are reluctant to tell strangers personal things like that anyway, let alone would a lonely woman with AIDS be likely to tell a man whom she just met that night, especially after a couple hours of him pouring drinks into her at the Pop A Top. My ex-boyfriend will tell you all about that, or would, if he wasn't dead. From AIDS.

-- Posted by Resentful Parent on Fri, Aug 7, 2009, at 11:29 PM

Don'tAskDon'tTell,

You can tell that trash to whomever you want, but the facts simply are not in your favor. Aids is overwhelmingly a homosexual disease.

http://www.cdc.gov/hiv/topics/surveillan...

-- Posted by quietmike on Sat, Aug 8, 2009, at 12:50 AM

quietmike - WOW! Over 4:1 in 2007 ALONE? Guess, according to these guys, you can't argue with the government, they know everything.

-- Posted by Thom on Sat, Aug 8, 2009, at 1:39 AM

"It is amazing to me that a nation that is 85% Christian and proudly stands up when someone says we are the greatest nation on Earth, would let a human being suffer without access to medical treatment."

Nathan - How many people do you, personally, know who have "suffered without access to medical treatment"? I would hazard to guess that number is zero if they are anywhere within reasonable distance of an emergency room at a hospital that receives ANY money from the federal government. It's illegal for ANYBODY to be denied health care if they do receive federal money.

"Who are these people that take time out of their busy days to go to a town hall meeting to vehemently defend a health care system that disproportionally increases rates year after year, that unfairly spreads the costs of treating those that do not pay to those that do, penalizes you for visiting the doctor of your choosing, works hard to prevent you from receiving treatments that may actually benefit you due to cost and actually rewards its employees that deny the most costly claims, and prevents you from getting the same medications cheaper from Canada noting that they can't guarantee their safety?"

My God! Is that really ONE SENTENCE? Anyway, these are people that are NOT "defending" the current health care system, WE are people that are fed up with government intrusion into every industry that they can get their hands on. These are people that do NOT want a "single-payer" SOCIALIZED health care payment system like President Obama has CLEARLY stated that he is in favor of. These are people that are fed up with a government that listens to a few to decide for the many.

Which version of this "health care reform" bill have you read, and were you able to go through the whole thing? Which parts of HEALTH CARE would be changed, aside from the fact that we, the taxpayers, would be paying for everything and we would all be relying on the government to decide which procedures are approved or not? Obviously the government is so great at making these decisions. This is the same government that you have railed against for its intelligence reporting. They are so efficient at making decisions that even the Democrats can't even get together on getting this thing passed. Yep, those are the people that I want running MY health care options...wait, I forgot, there will be no options under their bill.

As an "IT Professional" you should know better than to use Wikipedia as a reliable reference. Also, you use the "National Coalition on Health Care" as a reference when they are nothing more than a lobbying group made up of numerous other lobbyists...those are usually very reliable and not trying to further their own agenda.

You say "Don't let fear-mongers talk you into believing that the government can't do anything right."

I say DON'T LET THE LIBERAL FEAR-MONGERS TALK YOU INTO BELIEVING THE GOVERNMENT CAN'T DO ANYTHING WRONG!

I don't know which country YOU are living in, but policemen, teachers, universities, and the military don't run the government, they work FOR the government. The politicians are the ones that "run" the government and they've been running it into the ground for years. Enough is enough.

You don't ram legislation down the throats of the population so that you can "tweak" it over time once the legislation has been made law. That has got to be the most ridiculous idea I've ever read in any of your posts. Pass a screwed up law NOW...and tweak it later. Good thinking!

In reply to your "Don't stand up and defend our current system that is bankrupting our nation and forcing our businesses to choose between health coverage or layoffs."

The FEDERAL GOVERNMENT'S SPENDING IS BANKRUPTING OUR NATION!

-- Posted by Thom on Sat, Aug 8, 2009, at 1:45 AM

So, if we grow our own veggies and eat ALOT of them and try to do things right for our children in their early lives, we are supposed to say "Sure, take freely of our hard-earned tax $ to care for the obese, drinking and smoking individuals"........?

Help me to understand how this is "fair".

Oh, and someone talk about the sue-happy's and lawyers, too!

-- Posted by countrymom on Sat, Aug 8, 2009, at 8:21 AM

It is a matter of personal economics. The poor pay no taxes because they don't have any money. "They reap the lion's share of government benefits.," quietmike, because they have the greatest need. I will agree that the principal of socialism, "to each according to his need," is operating here; though is it in fact the evil that our passe 50s cold war, McArthyist propaganda would have us believe?

Stereotyping the "poor" is fallacious particularly in today's economy. Many people receiving benefits cannot work or cannot find work. Many have been so stigmatized and conditioned by poverty they cannot bootstrap themselves out of it. I wonder how many of those who engage in this poor bashing have a personal relationship with at least one less fortunate family.

If we need a little socialist methodology to help a few good people and their children survive, perhaps that is a better thing than giving the same money to wealthy corporations to pad their bottom line.

I'm glad that Christopher Reeves had the resources to procure care for his tragic accident caused by his bad choice of sports. Many, perhaps most, don't.

-- Posted by kyosaku on Sat, Aug 8, 2009, at 9:26 AM

Thom, you really need to take the blinders off and open your eyes to reality.

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 10:05 AM

Well said Nathan. We can't love our neighbor as yourself when we're too busy gloating over the things we've accomplished. There is a bunch of blame to be administered, but to blame the federal government, who thus far hasn't been heavily involved in the health care crisis is ironic to me. Every one of these angry mob rioters had no problems with the torturing of innocent people (branded as "terrorists"), had no problem with the Patriot Act (TALK ABOUT GOVERNMENT INVASION), and no problem with illegal wire tapping, illegal wars, telling people who they can marry and the widest gap between social classes since the Feudal system in England. Yet you all are suddenly TIRED of government involvement in your life? Hilarious to me how when one party dictates what others can do, you sit in silence, but low and behold the shoe is on the other foot and you stage a protest.

Has it occurred to anyone that private insurance is here to stay? They are. They lobby billions of dollars a year to our Congressmen to guarantee it. That is why your premiums go up.

All of this talk about the "middle class" from folks who have been deceived into honestly thinking they are the middle class.

Here's a thought for all of you "anti-government" folks, STOP voting for government officials. At the end of the day, nobody who runs for government office really wants LESS government, because if that were the case they'd understand their pay = more government.

-- Posted by darrick_04 on Sat, Aug 8, 2009, at 10:35 AM

Thom, in your response to nathan's, "How many people do you, personally, know who have "suffered without access to medical treatment? I would hazard to guess that number is zero." You went on to speak of emergency health care available to all. That is no more health care than fixing your car after a wreck or replacing the engine because you neglected to check or change the oil.

The need is for prevention and long term care for chronic conditions. Many people who don't have health care place additional burden on the system by waiting until a simple condition worsens and they go to emergency. Chronic ailments like high blood pressure, that respond to early detection and treatment may put a person in the ER or long term care with a heart attack. Early cancer screening can often detect and treat cancers that would otherwise be catastrophic in treatment costs and loss of life.

There are a lot of complex issues when trying to determine the best course towards improving the health care dilemma. One of the biggest challenges is to keep our government from acting too quickly, without thorough analysis and planning just to appease the right or the left. I think we are likely to agree on that. My prayer is for them to be gifted with wisdom.

-- Posted by kyosaku on Sat, Aug 8, 2009, at 12:20 PM

"Here's a thought for all of you "anti-government" folks, STOP voting for government officials."

-- Posted by darrick_04 on Sat, Aug 8, 2009, at 10:35 AM

First off, I have yet to see anyone on here that is "anti-government", I'm anti-BIG government but government in and of itself is a necessary evil.

As for people like me stopping our voting, that's a great idea, then people like you would be running the country...just like they have been since January of 2007 and see where that's gotten us?

-- Posted by Thom on Sat, Aug 8, 2009, at 12:43 PM

I think we have a fine healthcare system. It is expensive and it has its issues, but why is our govt not smart enought to understand that they should try to fix the cost issues and not throw the baby out with the bathwater.I thought the healthcare reform bill was insane, but what is worse is there are americans who would support this garbage.

I love my neighbor as myself and will help them when I can, but how can you question someones christianity because they won't support a bill that will more than likely destroy our great healthcare and bankrupt a country that's already on the edge. INSANITY

-- Posted by greasemonkey on Sat, Aug 8, 2009, at 12:52 PM

I would feel much better about the health care bill if everyone voting for it was forced to read it, and explain it to their constituents. From what I see, too many (not all, not everyone, no absolute number) admit to not having read it or even 50% of it.

The general theory of making sure all have access to health care is a beautiful goal, but the "devil is in the details". I read enough of it to say, "go work on it some more folks". What I HAVE read has too many opportunities for abuse and waste and lack common sense. Fine tweak it, but do it BEFORE it becomes law.

The second thing that would make me feel better about any bill passed by government officials is that THEY have to live by it and use it themselves. Will all of Congress be forced to accept the government insurance? If not, then that may explain why they have not read it nor understand the details.

I am spending all of my disposable income, and more than I actually have on medical bills. Would I like that to be reduced, SURE, but I can not, in good faith to my fellow citizens, approve the passing of this legislation.

Something needs to be done about spiraling costs but I think there are better ways than to tax and spend. Fix the legal system that allows such frivolous lawsuits as suing for spilling hot coffee on oneself. I know that was not a medical lawsuit but it typifies what I suspect are better than 50% of those being prosecuted today.

From another side I have seen the absurdity of the legal system. Not all, not every lawyer or every court, but far too many. What this does is run up your doctor's costs to practice medicine, increases insurance costs and guess who eventually pays for it or do without it as a result.

I don't know how accurate it is today, but at one time I was shown a statistic that there were more lawyers in the State of New Jersey than all of Japan. That is not picking on NJ or idolizing Japan. It is just saying that something is WAY out of balance.

Medical professionals are human and make mistakes. If they are not habitual errors or obviously negligent, don't allow us to sue the system into oblivion. I truly believe we have the best medical community as a whole and I believe that comes from freedom within the health care system.

I deal with numerous folks from around the world and while I stay away from politics, we do talk medical care at times. Socialized medicine seems to a bad track record. Everyone has access to it, but you may not be able to live long enough to be seen and what you get seems to be substandard to what we have here. Are there pockets of good medical care? Yes, but where were they educated? Probably here in the United States.

Put common sense people back into our governing positions. Take out the legal mumbo jumbo and write bills that most of us can understand. Take this 1,000 page bill and bring it down to a couple of hundred, then use your resources to help the State or Local governments find the best solution for John & Jane Doe in their area.

Oversee it? Sure, but not with so much paperwork and technicalities that you choke it to death. Let common sense get back into our administration as well as our development of these programs.

Of course, this is just my opinion.

-- Posted by stevemills on Sat, Aug 8, 2009, at 12:54 PM

I'm not saying that those who are less fortunate don't need a helping hand. I'm saying that a socialist government just makes people more dependent on the government and people fail to do for themselves. Just like a good portion of people that are currently on welfare find it difficult to get off of welfare because the system isn't set up to help people get back on their feet, it's designed to keep people beholden to the government.

Obesity, drug use, alcoholism, tobacco use, AIDS; all of these are health issues that are preventable by taking (or not taking) certain actions. But the Democrats don't want to talk about being responsible for their own actions.

I TOTALLY agree that something needs to be done, but to socialize the health care payment system is not, in my opinion, the answer.

-- Posted by Thom on Sat, Aug 8, 2009, at 12:56 PM

Nathan - I'm sorry, I must have missed the part where you responded to my question on whether or not you've READ this legislation that you are on here harping. I'll go back and look again though.

One liners are great for sitcoms, not for debating our government or our health care.

-- Posted by Thom on Sat, Aug 8, 2009, at 1:00 PM

Darrick - "angry mob rioters"...REALLY?

Peaceful protests are fine when it's liberals SCREAMING at people, but when a diverse group of people do it to protest high taxes and the federal government overstepping their Constitutional authority, we're called "angry mob rioters"...classy.

By the way, MOST of the people at the tea party protests DIDN'T LIKE BUSH EITHER!

-- Posted by Thom on Sat, Aug 8, 2009, at 1:05 PM

Thom it is real simple, every bill that leaves Congress has problems. But something needs to be done to change the current system. I am fed up with hearing idiots on talk radio act like the current system is not broken. I am fed up with people that are more than willing to pay for wars to take lives, but prefer to riot in the streets when asked to help a fellow American not lose their house due to medical bills. Don't tell me it doesn't happen either, I have seen it first hand in my own small town. The Republicans had there chance to make things in America better, and they FAILED! They failed at virtually every turn. Now let's give the other side a chance. Stop listening to idiots like Rush Limbaugh, Bill Oreilly, and Laura Ingram. They are hypocrites and if you listen long enough and close enough you will discover that they contradict themselves constantly. They sorta mean well, but they really do more harm than good.

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 2:00 PM

I love my neighbor as myself and will help them when I can, but how can you question someones christianity because they won't support a bill that will more than likely destroy our great healthcare and bankrupt a country that's already on the edge. INSANITY

-- Posted by greasemonkey on Sat, Aug 8, 2009, at 12:52 PM

Because the same god-fearing people that do not support health care reform, are the same people that rushed into war and ignored, even lied about the costs. You don't have to support the current bill, but calling someone a socialist because they feel that some jobs are so important that they must be handled by the government is just bad logic. Many of you have forgotten that the government belongs to the people and is what legally binds us all together. The argument against government control of the most important services is ridiculous. Do you believe that we should privatize the military? Would you like for your local police force to be controlled by a subsidiary of a large insurance or oil company? Look at how well private security (Blackwater) turned out in Iraq. What a total disaster! Stop and look at all the services that are provided by your government. How many of these services do you have a real problem with? How much would it have cost you to send your child to a private school if your neighbor without children did not chip in to pay for your child's public school? Why should he have to pay to educate your children? It is the right thing to do and it is good for America.

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 2:29 PM

It is a matter of personal economics. The poor pay no taxes because they don't have any money. "They reap the lion's share of government benefits.," quietmike, because they have the greatest need.

If we need a little socialist methodology to help a few good people and their children survive, perhaps that is a better thing than giving the same money to wealthy corporations to pad their bottom line.

-- Posted by kyosaku on Sat, Aug 8, 2009, at 9:26 AM

Two points. First the NEED that most poor folks have is a need for a large foot to their backside.

As I said in an earlier post if all those able-bodied, sound minded people who claim they can't find a job were horse whipped and told they had 90 days to find a job or they'd be whipped again I'd venture that 80+% would have a job. The vast majority of poor people are poor because they are lazy and/or they make bad decisions. Every study on the poor reaches the same conclusions, liberal hand-wringing and panty wetting notwithstanding.

Second you propose a choice of giving the money to poor folks or giving it to wealthy corporations. Funny, I thought the wealthy corporations EARNED the money. Since the government has no money it didn't take from someone else exactly where do you suppose this "gift" money comes from?

If your non-evil, non-McCarthyist socialism works so well why is social security bankrupt? Medicaid useless? Public schools a failure? And 70 years of a "war on poverty" only netted us 4th generation welfare recipients?

-- Posted by quietmike on Sat, Aug 8, 2009, at 2:43 PM

Every one of these angry mob rioters had no problems with the torturing of innocent people (branded as "terrorists"), had no problem with the Patriot Act (TALK ABOUT GOVERNMENT INVASION), and no problem with illegal wire tapping, illegal wars, telling people who they can marry and the widest gap between social classes since the Feudal system in England.

Has it occurred to anyone that private insurance is here to stay? They are. They lobby billions of dollars a year to our Congressmen to guarantee it. That is why your premiums go up.

-- Posted by darrick_04

Exactly when has obama proposed abolishing the Patriot Act? I am against government involvement, no matter which party is in charge.

As for private insurance staying in business, perhaps you missed the video clips of obama saying it was his intention to shut them down and make the government the sole provider of insurance.

Even if you don't believe the clips (they were on Fox News after all...EEEEKKK!!), think about this. obamacare will charge employers $750/year/employee. Nathan Evans already told us his employer pays around $10,800/year for his insurance. So most sane employers will drop private insurance and adopt obamacare to save $10,050/year and pad their bottom line.

Insurance companies will lose most of their business, obamacare will have no legitimate competition, and will raise their rates to what the actual cost is. Also when the gov is competing with private industry, gov always has the advantage because they write the rules of how the game must be played, and can exempt themselves from those rules "for the public good".

-- Posted by quietmike on Sat, Aug 8, 2009, at 2:56 PM

....but calling someone a socialist because they feel that some jobs are so important that they must be handled by the government is just bad logic.

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 2:29 PM

Let's carry your analogy a little farther then. The most important job I can think of is being a good mother to your child. So, by your logic, children shouldn't be entrusted to just anyone who hasn't been vetted by the proper government bureaucrat. In fact to ensure all children receive the proper upbringing, FBI agents should be stationed at every maternity ward to take custody of babies as soon as they are born. That way the government can handle this most important job.

So, is it really bad logic, or are there jobs that are too important to be trusted to the government?

-- Posted by quietmike on Sat, Aug 8, 2009, at 3:07 PM

Nathan,

There are several federal programs I would have stopped tommorow if I had a choice. Its funny you brought up education, because its at the top of the list. I do not yet have children, but when I do they will NOT be educated at a public school.

-- Posted by greasemonkey on Sat, Aug 8, 2009, at 4:07 PM

The argument against government control of the most important services is ridiculous. Do you believe that we should privatize the military? Would you like for your local police force to be controlled by a subsidiary of a large insurance or oil company? Look at how well private security (Blackwater) turned out in Iraq. What a total disaster! Stop and look at all the services that are provided by your government. How many of these services do you have a real problem with? How much would it have cost you to send your child to a private school if your neighbor without children did not chip in to pay for your child's public school? Why should he have to pay to educate your children? It is the right thing to do and it is good for America.

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 2:29 PM

The only thing I would add would be the bottled water industry... I compare it to health insurance in America. There are many, many, many bottled water companies, just like there are many health insurance companies. Both try to tell us that the product/service we receive from them is somehow superior to government provided water or health care. Tap water (you know the thing we all take showers, make tea, and brush our teeth with) is available to nearly every single American in this country, for pennies on the dollar... Compare that to companies who simply filter it, put it in a nice package and raise the price 240 to 10,000 times more than tap water. 90% of the cost of bottled water are in its packaging and marketing... not the product itself. Oddly familiar?

Health insurance giants are much like the bottled water giants, convincing you every single day that what they provide is vastly superior than something that could be accessible to everyone for billions less. However, it is not vastly available to everyone (denials, pre-existing conditions, etc). So, both market a nice product that they want you to believe is the best thing available, while fully understanding that the only thing they care about is how much they make from each policy or each astronomical mark-up.

The government should protect its people from foreign enemeis, exorbitant fraud, monopolies, and the like, but those efforts are useless if it allows tax-paying citizens to die because they can't "afford" to live.

-- Posted by darrick_04 on Sat, Aug 8, 2009, at 4:15 PM

Nathan - I don't listen to any of the three radio personalities that you mentioned. But thanks for recommending them.

I'm still not seeing where you answered the question of whether or not you have ACTUALLY READ this bill that you are on here telling people is such a good thing.

That being the case, can you please tell us which parts of this bill are so good for America? Please be specific and list section numbers so that we don't have to read through the entire 1017 page document since you've already done so for us (THANKS).

The Congressional Budget Office estimates that enacting the "key provisions" in this bill would INCREASE the federal deficit by $1,042,000,000,000 (That's $1.04 TRILLION for those that don't want to count all of those zeroes). Oh yeah, and that's just what they estimate it will be for 2009-2010.

-- Posted by Thom on Sat, Aug 8, 2009, at 4:49 PM

"The Congressional Budget Office estimates that enacting the "key provisions" in this bill would INCREASE the federal deficit by $1,042,000,000,000 (That's $1.04 TRILLION for those that don't want to count all of those zeroes). Oh yeah, and that's just what they estimate it will be for 2009-2010."

-- Posted by Thom on Sat, Aug 8, 2009, at 4:49 PM

Considering that we as a nation spent 2.4 trillion on health care last year, that sounds like a bargain!

"Let's carry your analogy a little farther then. The most important job I can think of is being a good mother to your child. So, by your logic, children shouldn't be entrusted to just anyone who hasn't been vetted by the proper government bureaucrat."

-- Posted by quietmike on Sat, Aug 8, 2009, at 2:56 PM

I think we already have that position filled Mike. It goes by various names depending on what state you live in, maybe you have heard of it? Child Protective Services ring a bell?

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 5:35 PM

Nathan - So, you'll respond to anything EXCEPT that you've read this bill. You're on here hocking a piece of legislation about which you know nothing except for what you've been spoon fed by the Democrats...sorry, the liberal Democrats since there are some Democrats that don't want this thing either.

Thanks for letting us know just how much research you've done on this before posting your blog tugging at people's heart-strings and questioning others' religious convictions for not wanting Congress to pass the legislation that you haven't read...and neither have they.

-- Posted by Thom on Sat, Aug 8, 2009, at 5:53 PM

You're starting to sound like a talking head Thom. They haven't read it, yadayadayada, blahblahblah. Get real Thom, you think that because some idiot on talk radio or Fox News told you that they didn't read it, that every single member of the United States Congress did not read it? Are you going to start preaching about Obama Death Camps like the rest of the lunatics that are pretending at these town hall meetings Thom? I have done plenty of research to know that our current system is a tragedy that every American should be ashamed of. Change is on the horizon Thom, maybe it will work, maybe not, but it is better than what we've got now and I am glad our country is finally starting to talk about it.

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 6:29 PM

quietmike: yep i agree with what you are saying. The poor do get benefits. It's the folks like me who are middle class, pay 300+ a month for insurance and still trying to pay off medical expenses and co pays while my tax money goes to someone that is able but not willing.

I am more than happy to help out anybody that needs help. I have taken in the homeless and drug addicts.. but they don't stay that way. If they choose a lifestyle like that, then go on..

but don't expect me to foot the bill when i stuggle to pay my own working 2 jobs.

-- Posted by 4fabfelines on Sat, Aug 8, 2009, at 7:12 PM

http://en.wikipedia.org/wiki/Uninsured_i...

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 7:25 PM

Nathan - You're right, how stupid of me to expect the people that we pay to read these bills to actually READ THEM. Obviously you're fine with them not doing the job that they're paid to do...that WE are paying them to do.

Also, keep your liberal gibberish coming...I don't watch (or listen to) Fox News. I didn't even know there were "Obama Death Camps", why haven't you informed us of these before?

Lastly, I couldn't go to a "town hall meeting" if I wanted to because OUR "Representative", Bart Gordon, isn't having one and doesn't care about OUR opinions if they don't align with his.

By the way, you're the one that's starting to sound like a nut-job. I actually do research before I post (or admit in my post that I'm clueless)...unlike some people (not that I'm naming any names).

-- Posted by Thom on Sat, Aug 8, 2009, at 7:37 PM

Still claiming that Wikipedia is a reliable resource? Seriously? C'mon, Nathan...I would expect more of that from you (although I don't know why). Heck, even our users know better than that.

-- Posted by Thom on Sat, Aug 8, 2009, at 7:41 PM

Again Thom, do you think that the entire United States Congress has not read the bill? You would have to be really dumb to believe that.

You can ask Sarah Palin about the Obama Death Squads. Apparently she knows all about them.

Fortunately Bart Gordon is not my representative.

You can say all you want about my research, but it is your opinion only. I know it isn't based on anything factual, which is how I would characterize the rest of your argument too.

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 7:48 PM

What kind of solutions do you have to offer up Thom?

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 7:50 PM

You can say all you want about my research, but it is your opinion only. I know your opinions are not based on anything factual, which is how I would characterize the rest of your argument too.

I just wanted to clarify my statement, because i know how your kind like to twist words because you have nothing real to say.

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 7:53 PM

Nathan Evans,

Tell me what is wrong with using Medicaid to help out folks who are unable to get private insurance?

Isn't that why it was created?

-- Posted by quietmike on Sat, Aug 8, 2009, at 8:16 PM

Nathan Evans,

Tell me what is wrong with using Medicaid to help out folks who are unable to get private insurance?

Isn't that why it was created?

-- Posted by quietmike on Sat, Aug 8, 2009, at 8:16 PM

A better question to ask is why would insurance companies want to increase prices to a point that employers are forced to discontinue employee health coverage?

Find the answer to that and it will all begin to make sense.

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 8:53 PM

First you dodge the question of whether you have read the legislation you are so adamantly in favor of, then you dodge this question...are you looking into a career in politics?

To answer your question, I imagine insurance companies raise their prices to maintain a profitable business. Government regulations and frivolous lawsuits are increasingly making it difficult for any business owner, much more so for anyone involved in healthcare.

To think employer provided healthcare is a right of every worker only speaks to the spoiled mentality of those who advance that idea.

There are much more affordable options available for healthcare, but unfortunately most involve personal responsibility, a distasteful idea to most leftists.

Now, could you please answer the questions posed to you?

-- Posted by quietmike on Sat, Aug 8, 2009, at 9:06 PM

You should research Hippa for the correct answer.

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 9:22 PM

Another skillful dodge...BRAVO!!!

Why can't you just say you refuse to answer because your answers will paint you into a corner in regards to your support of this legislation.

Or, you could just plead the fifth!!!

-- Posted by quietmike on Sat, Aug 8, 2009, at 9:31 PM

I am in favor of what is currently taking place regarding health care reform. Creating laws that work is a long process that will have many evolutions over many decades. If you will remember, even the authors of the US Constitution got it wrong the first time around. I don't have to answer questions about any version of a bill that is floating around Congress at the moment, because it will be a totally different bill tomorrow. That is how the system works. Nobody has all the answers right now, and I don't think any one person has said that they do, but screaming about socialism and birth certificates is counter productive. You can argue until you are blue in the face that our current system works, but you will never cause me to believe that it does. I think it is wonderful that there are politicians representing us that recognize a real problem exists in our nation and want to find solutions.

Here are more resources for you to look at and study in case you have more questions you need answered.

http://www.towersperrin.com/tp/showdctmd...

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 9:50 PM

The questions were-

Have YOU read the bill? How can you support a bill if you don't know what's in it, or how do you know it will need tweaking?

Did you read it?

----------and------------

Why not let Medicaid do it's intended job of providing care to those who can't afford private insurance?

Both are straightforward questions that could be simply answered, why the tap dance?

-- Posted by quietmike on Sat, Aug 8, 2009, at 10:03 PM

"Again Thom, do you think that the entire United States Congress has not read the bill? You would have to be really dumb to believe that."

I didn't ask about the "entire United States Congress", I asked whether or not YOU read it, the person that initiated this debate. Actually, it's not even a debate as you put forth no information other than to question people's beliefs because they don't think the federal government should mandate that taxpayers cover the health care bills for everyone, whether or not they even put forth the effort to get health insurance on their own. You simply attack anyone that has the nerve to question you about whether or not you've even read this bill that you get on here and try to shove down everyone else's throats.

"You can ask Sarah Palin about the Obama Death Squads. Apparently she knows all about them."

Apparently YOU know about them, please enlighten us. Personally, I've never heard of them so that would lead me to question the types of shows YOU'RE listening to.

"You can say all you want about my research, but it is your opinion only. I know it isn't based on anything factual, which is how I would characterize the rest of your argument too."

I've stated facts, YOU people are the ones that refuse to respond to facts or state facts. You just seem confused by any facts that are brought forth.

-- Posted by Thom on Sat, Aug 8, 2009, at 10:06 PM

quietmike - I think Nathan is under the assumption that The Health Insurance Portability and Accountability Act (HIPAA) will somehow answer your questions.

It must be a "magical act" that will tell us whether or not Nathan's read the 1017 pages of the current bill AND it will tell us why Medicaid won't serve the purpose for which it was intended.

-- Posted by Thom on Sat, Aug 8, 2009, at 10:18 PM

Where are these facts that you have shared with us Thom? Do you really think that our current system is outstanding and need no reform?

Mike, do I really need to explain to you the gap between private insurance and Medicaid? I will if you need me to, but honestly you can look that up yourself.

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 10:21 PM

It must be a "magical act" that will tell us whether or not Nathan's read the 1017 pages of the current bill AND it will tell us why Medicaid won't serve the purpose for which it was intended.

-- Posted by Thom on Sat, Aug 8, 2009, at 10:18 PM

Oh Thom, can you connect the dots? Can you explain why individual health insurance plans provide the same coverage as a employer group plan, yet cost far less? Can you explain why my company's insurance provider is asking us to convert drop our group plan in favor of individual accounts?

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 10:24 PM

Do you or someone in your family work for a health insurance company Thom?

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 10:27 PM

I hope you don't mind Nathan but I may be able to answer the Medicaid insurance question:

Medicaid is only given to people who are below the 2009 poverty level, for a family of four that amount is 22,050, keep in mind that is before taxes. This amount of 22,050 equals to 425.00 per week before taxes... lets just say the government takes 50$ from this amount for taxes that makes their bring home pay 375.00 per week. Out of this amount this person must feed 4 people all week, pay electric, water, housing, clothing, not to mention transportation to and from work, school supplies, lunches for the children, childcare and by your terms save at least 100$ per child for college a month. If you are single this amount drops to 10,800 per year. Because they are at the poverty level but not below it they receive no food stamps or any other assistance. These people are our working poor...they can not afford private health care nor do they qualify for Medicaid. These are the people ObamaCare will help people who are struggling day to day to make the ends meet and still can not find the funds for health care.

-- Posted by Dianatn on Sat, Aug 8, 2009, at 10:42 PM

Seriously...why would they (Congress) read this bill when they didn't read the Stimulus bill that will require our children's children to pay for it? And they want to "hurry" it thru? Why? Why can't we have a discussion on it? Because...they don't WANT us to have an opinion. What's good for the goose IS NOT good for the gander...that's why THEY (Congress) don't have to have the same insurance. I agree that something needs to be done. I cannot afford my private insurance anymore at $525 per month and will probably have to cancel it soon, but I'm still trying to hold on to it as long as possible. And we don't use our insurance. We don't go to the doctor and yet we pay thru the nose to have it...just in case! But this bill is WRONG. Read it and tell me why it should be passed as written. They need to go back to the drawing board and find a solution that will work and not make the government "in charge" of the care that you may/may not need in the future.

Next years election will be very interesting. I think the last few months have woke everyone up and there will be many that are voted out due to it. For that matter, let's see what happens this fall with the elections. Speculation is there will be some upsets. WE THE PEOPLE...

-- Posted by neighborhood mom on Sat, Aug 8, 2009, at 10:43 PM

I go away for a couple of days and this breaks out.... :)

While our current system is not perfect, the current bill before the house simply is not the way to go. In effect, it does end private insurance.

Having read most of Nathan's blogs over the last several months I'm convinced he has nothing but the best intentions when it comes to healthcare. We part ways on many points but I know his heart is where it should be.

In this case the devil's in the details. Between the banishment of private carriers and the "end of life counseling" this bill is simply a power grab. Nothing more, nothing less. The "public option" isn't an option at all. Since private carriers will not be allowed to sign any more patients beginning the date of the new program it will be only a matter of time before the private carriers wither and die. Sounds like just the thing my mutual fund or 401k needs right now.

As far as the government running an enterprise there are VERY few examples of the government running an enterprise as efficiently or proficiently as the private sector. I exclude the military, police and fire departments since it's generally agreed that these are needed for protection and general order. Before anyone brings it up, yes I know Medicare runs very lean with about 8% overhead (compared to BC/BS which runs about 15%). I also know Medicare is essentially insolvent and will need huge tax increases (that one will be for everyone) just to meet expected future obligations. It's really easy to run a business when you really don't have to know what you're doing and can just pass legislation to increase your revenues.

The real question now is the enough political will for the house and senate to pass this kind of sweeping legislation (and the associated tax increases) in the middle of a recession. There are a LOT of nervous democrats right now who are getting an earful back home. Renting instead of buying may be a better option for many of these.

-- Posted by Tim Baker on Sat, Aug 8, 2009, at 10:50 PM

Nathan - Why should anyone bother to answer any of your questions since you, THE PERSON THAT STARTED THIS, refuse to answer anyone else's?

I will, however, say that neither I, nor anyone in my family (that I know of), works for an insurance company. Not that my employer has anything whatsoever with my personal opinions of this particular (or any other) issue.

Do you, or someone in your family, receive some form of federal payment as part of your income, Nathan? That would certainly explain this infatuation of yours.

-- Posted by Thom on Sat, Aug 8, 2009, at 11:11 PM

Medicaid is only given to people who are below the 2009 poverty level, for a family of four that amount is 22,050, keep in mind that is before taxes. This amount of 22,050 equals to 425.00 per week before taxes... lets just say the government takes 50$ from this amount for taxes that makes their bring home pay 375.00 per week. Out of this amount this person must feed 4 people all week, pay electric, water, housing, clothing, not to mention transportation to and from work, school supplies, lunches for the children, childcare and by your terms save at least 100$ per child for college a month. If you are single this amount drops to 10,800 per year. Because they are at the poverty level but not below it they receive no food stamps or any other assistance. These people are our working poor...they can not afford private health care nor do they qualify for Medicaid. These are the people ObamaCare will help people who are struggling day to day to make the ends meet and still can not find the funds for health care.

-- Posted by Dianatn on Sat, Aug 8, 2009, at 10:42 PM

Excellent! thanks for your answer.

The problem was Medicaid was touted as a program to "help" those who fell through the cracks. Based on your post, Nathan's quasi-answer about the gap in care, and good common sense we know that medicaid is not a very good program.

The point being what makes anyone believe that THIS TIME it will be different?

In my lifetime I have seen the government take many relatively small problems, stir people into a frenzy about them, proclaim that SOMETHING must be done RIGHT NOW. So they create a huge bureaucracy and raise taxes to "fix" the problem. Somehow the problem never gets fixed, and usually gets worse due to government red tape and ineptitude. So the call goes out again that all that is needed is more of our money to be given and more of our freedoms to be surrendered, but by golly this time we'll get it right.

So, excuse me if I don't stare starry-eyed at dear leader and swallow his promises that he knows how to fix everything.

It is far easier to blame "the man", big business, or corporate greed on all our problems, but usually the culprit is much closer. Most time he is looking in the mirror.

-- Posted by quietmike on Sat, Aug 8, 2009, at 11:45 PM

Based on your post, Nathan's quasi-answer about the gap in care, and good common sense we know that medicaid is not a very good program.

-- Posted by quietmike on Sat, Aug 8, 2009, at 11:45 PM

What would lead you to believe that? Just because the rules of a program prevent everyone from being eligible, does not mean that the program does not work.

-- Posted by nathan.evans on Sun, Aug 9, 2009, at 12:01 AM

The problem was Medicaid was touted as a program to "help" those who fell through the cracks. Based on your post, Nathan's quasi-answer about the gap in care, and good common sense we know that medicaid is not a very good program

But Mike wouldn't this be just another good reason for an overhaul of the health care system? A way to include people in a health care program? If this health care program worked the way it should (and I am by no means saying it will) there would be no need for Medicaid or Medicare the government program would take care of everyone. When a program fails shouldn't we fix it? We certainly should not just sit back and watch it slip further down the drain. How much money would this program save every state? There would be no need for TNCare... each one of us taxpayers are paying for every government based health care program that is given to the poor now. Plus we are paying for our own individual based health care insurance. At least with the government based health care program we all could have affordable health care. Even if we paid more in taxes it would not equal the amount we are already shelling out in health care cost.

-- Posted by Dianatn on Sun, Aug 9, 2009, at 12:01 AM

What would lead you to believe that? Just because the rules of a program prevent everyone from being eligible, does not mean that the program does not work.

-- Posted by nathan.evans on Sun, Aug 9, 2009, at 12:01 AM

The fact that all the lefties are saying how much obamacare is needed is pretty good proof that medicaid isn't working.

-- Posted by quietmike on Sun, Aug 9, 2009, at 12:07 AM

There is no possible way that government can insure those who are now uninsureable(sp?) and cover procedures that aren't covered now and do it cheaper that what it costs now. It is a mathematical impossibility.

-- Posted by quietmike on Sun, Aug 9, 2009, at 12:12 AM

There is no possible way that government can insure those who are now uninsureable(sp?) and cover procedures that aren't covered now and do it cheaper that what it costs now. It is a mathematical impossibility.

-- Posted by quietmike on Sun, Aug 9, 2009, at 12:12 AM

So your saying we shouldn't try and fix the broken health care program? What would you suggest?

And I disagree health care can be cheaper! There is no reason for it to cost 15,000$ for a 7 day stay in the hospital.

-- Posted by Dianatn on Sun, Aug 9, 2009, at 12:25 AM

I said this earlier in the blog:

Get the insurance companies out of healthcare as much as possible.

A health savings plan combined with a catastrophic rider would be more affordable than most current plans, and would also remove the insulating layer of the insurance companies and allows the patients to see the true cost of care.

This would force consumers (patients) to shop for health services to get the best price just as we shop for most other purchases. It would also make folks realize the true costs of the decisions they make and by it's very nature would encourage folks to make wise health choices.

I agree there are some conditions that are beyond the control of the patient and we should help them if we are able. However, we would better be able to help them, and discern who really needs help, if we keep the decisions as close to the local level as possible. The average American family already pays somewhere around 40-60% of their total income in various taxes. We would be able to help more people if we could keep more of that as well.

-- Posted by quietmike on Sun, Aug 9, 2009, at 12:29 AM

quietmike,

I like the idea of a health savings plan, but with a hospitalization plan. I would like though for the health savings plan to be able to roll over from year to year, and not make you spend your money or loose it each year. Health care cost started spiraling out of control when the cost were not coming out of our back pockets. My Dad stated many years (1970's) ago that my mom's thyroid medicine was more expensive once his employee health insurance stated paying for it. If we as individuals knew exactly what we were paying for certain services, certain costs will reduce.

-- Posted by Sharon22 on Sun, Aug 9, 2009, at 12:48 AM

Sharon22, I think we are talking about the same thing with Catastrophic vs. hospitalization plan. The catastrophic I'm referring to would be a policy with a high deductible, say $5,000 per individual, and anything after that would be covered by the policy. And yes, the HSA should roll over from year to year!

-- Posted by quietmike on Sun, Aug 9, 2009, at 12:53 AM

This would force consumers (patients) to shop for health services to get the best price just as we shop for most other purchases.

-- Posted by quietmike on Sun, Aug 9, 2009, at 12:29 AM

No, it wouldn't. If one of my kids gets sick, what am I supposed to do? Go around to three doctors and get an estimate. No one is going to shop for medical services like there shopping for a TV. It's just not realistic. People are going to get the medical care they need, and find out how much they got ripped off later when they get the bill or insurance claim in the mail.

-- Posted by Richard on Sun, Aug 9, 2009, at 7:23 AM

What would prevent you from doctor shopping BEFORE your kids get sick?

-- Posted by quietmike on Sun, Aug 9, 2009, at 10:43 AM

What would prevent you from doctor shopping BEFORE your kids get sick?

-- Posted by quietmike on Sun, Aug 9, 2009, at 10:43 AM

LOL so you are saying we should go around to the doctors and hospitals and get estimates of every case scenario we can think of and get estimates of those charges? We all know that a broken leg cost more than a cough... so every doctors visit would not cost the same thing and I don't know about you but I find it hard to know in advance when or why a member of my family is going to need a doctor.. Wonder what these doctors and hospitals would start to charge for these estimates because it is a fact they don't do anything for nothing!!

-- Posted by Dianatn on Sun, Aug 9, 2009, at 11:20 AM

How about get estimates of an office visit, blood work, or other common treatments between to or three doctors and then you can tell which doctor is more likely to be cheaper on other procedures.

It's funny that you poo-poo the current system, where a person can go to the E.R. or free clinic and get free care, saying preventive treatment is what is needed. Yet preventive treatment would be very easy to doctor shop yet you poo-poo that idea as well.

Now I'm starting to understand why some may actually NEED others to make all their decisions for them.

-- Posted by quietmike on Sun, Aug 9, 2009, at 11:38 AM

"It's funny that you poo-poo the current system, where a person can go to the E.R. or free clinic and get free care, saying preventive treatment is what is needed. Yet preventive treatment would be very easy to doctor shop yet you poo-poo that idea as well."

-- Posted by quietmike on Sun, Aug 9, 2009, at 11:38 AM

Free care? You are very misinformed.

-- Posted by nathan.evans on Sun, Aug 9, 2009, at 11:45 AM

Health Savings Accounts (HSAs) DO roll over from year to year, it's the Flexible Spending Account (FSA) that doesn't.

As for the "doctor shopping", all you have to do is get a "menu" of sorts and you will know that one doctor is going to be less expensive than another for most things.

-- Posted by Thom on Sun, Aug 9, 2009, at 11:46 AM

Free as in the patient doesn't pay, don't be obtuse.

-- Posted by quietmike on Sun, Aug 9, 2009, at 11:47 AM

As for the "doctor shopping", all you have to do is get a "menu" of sorts and you will know that one doctor is going to be less expensive than another for most things.

-- Posted by Thom on Sun, Aug 9, 2009, at 11:46 AM

Please tell me where one would obtain this menu? I am having some test run next week and the surgery center would not even give me the cost of this until they turned it into my insurance company to see how much they were going to pay!!!

-- Posted by Dianatn on Sun, Aug 9, 2009, at 11:52 AM

I believe, not absolutely sure, that there is a federal law that prevents doctors from doing this. Repeal that law (if it does exist) and then you could doctor shop.

-- Posted by Thom on Sun, Aug 9, 2009, at 12:03 PM

To my knowledge, the is no law prohibiting the publication of price lists. Providers do not publish this list but can produce it if asked.

This gets back to basic free market principles. If all physicians, hospitals, imaging centers etc were required to publish price lists this would cause an immediate drop in costs due to competition. True free markets are the most efficient way of controlling costs. Since the current house proposal will ADD 1 trillion to the deficit, this is a poor model. You want to fix healthcare, here's how:

1) Require publication of all price lists for all services.

2) Allow insurance companies to compete across state lines. There are currently over 1300 companies but most cannot get into other markets due to state insurance "regulations" (see monopoly). This would allow true free markets to evolve.

3) Revoke the in-office exception to imaging services. Limit the scope of other in office services of other physicians.

4) Require 12 years of health and wellness education. 12 years of PE too, no exceptions.

5) Limit the scope of the federal government in healthcare. CMS dictates payment for all procedures under medicare and medicaid. This is full of abuse and fraud that we all have to pay for. The procedures that pay really well get ordered, the ones that don't well, don't. This has created a huge financial gap in the system that has left CMS insolvent.

6) Move toward evidence based medicine. This is tough because it requires long time periods to measure outcomes and it's expensive up front. Over the long term it's a bargain. It will also require rethinking how we train doctors.

-- Posted by Tim Baker on Sun, Aug 9, 2009, at 1:37 PM

Tim,

I think you can answer this question - Does Medicare not pay different prices in different regions of the country?

Tom,

At my place of employment, my HSA does not roll over which is why I at present have participated in it only a couple times. It is also, to put it bluntly, a pain the in the butt. The last time I participated, we had a debit type card to use, but I still had to fill out a bunch of paperwork, even for office visits.

I would encourage everyone to have a PCP, and check with several about their prices, what insurances they take. I have even seen advertisement for MD's that offer a discount for good old cash payments.

-- Posted by Sharon22 on Sun, Aug 9, 2009, at 2:28 PM

I was going to get back in this debate, but it appears the lines have been drawn and no ones opinions will be swayed, but that's not why I will not jump back in. I am scared someone will report me to the white houses new (and unconstitutional) tattle tale website. Sounds like our current administration is gonna party like its 1984.

-- Posted by greasemonkey on Sun, Aug 9, 2009, at 3:29 PM

"To my knowledge, the is no law prohibiting the publication of price lists. Providers do not publish this list but can produce it if asked."

I stand corrected. Well, actually, I'm sitting.

Sharon - An HSA is supposed to roll over. If it's not, you may need to talk to someone about that.

-- Posted by Thom on Sun, Aug 9, 2009, at 3:43 PM

Sharon the prices may vary slightly but not much. Mostly it depends on the local administrative company (in Alabama BC/BS). All of our charges are based on CPT (Current Procedural Terminology) codes that are published every year. CMS has a set amount they'll pay for each code. That is a problem in and of itself since different groups lobby CMS for higher payments for their favorite procedures. Once that price is set, there is essentially no competition in the market since everyone knows how much they'll get for doing X procedure. If it pays well, they'll do a bunch of them.

-- Posted by Tim Baker on Sun, Aug 9, 2009, at 7:53 PM

So what should someone do when they get laid off from their job and lose their employer health insurance especially considering that the peson may not have the money to pay for or could be denied for individual coverage?

-- Posted by nathan.evans on Sun, Aug 9, 2009, at 8:28 PM

OK, my question/comment depends on how you look at it, my husband works for a small company that offers NO insurance, we make to much for a family of 7 to get assistance. to get a private insurance would be more than our house payment a month, so do we suffer, not go to the doctor? or do we hope and pray something comes along that will help us get medical attention? we have looked into several different private insurances and CAN NOT afford them, when you consider paying, house payments, lights, water and putting food on the table, medical insurance, gets pushed to the back corner...

-- Posted by TNBelle on Sun, Aug 9, 2009, at 10:24 PM

So what should someone do when they get laid off from their job and lose their employer health insurance especially considering that the peson may not have the money to pay for or could be denied for individual coverage?

-- Posted by nathan.evans on Sun, Aug 9, 2009, at 8:28 PM

You have the audacity to keep asking questions, but refuse to answer any questions????

I think everyone sees why some want to rush this bill to a vote-before anyone can ask too many questions.

-- Posted by quietmike on Sun, Aug 9, 2009, at 11:27 PM

I want nothing of the such Mike. I will say it again, since you are obviously a little dense. I am glad that the topic of health care reform has made its way back to the front in American politics. Our current system has some major cracks that must be addressed. There is no final plan that is waiting our president's signature at the moment. Plenty of people are asking questions in Congress, just like they always do. Even if I don't agree with a handful of our elected representatives, I have to believe that they are outnumbered by ones that I do agree with. I have faith in the American Constitution and our system of government. That is why I took an oath to protect and defend it. If you can not understand that, then I will not waste anymore of my time explaining it to you.

-- Posted by nathan.evans on Mon, Aug 10, 2009, at 12:47 AM

You have the audacity to keep asking questions, but refuse to answer any questions????

-- Posted by quietmike on Sun, Aug 9, 2009, at 11:27 PM

BTW, this is my blog, if you don't like it, then don't read it.

-- Posted by nathan.evans on Mon, Aug 10, 2009, at 12:52 AM

BTW, this is my blog, if you don't like it, then don't read it.

-- Posted by nathan.evans on Mon, Aug 10, 2009, at 12:52 AM

So you post your uneducated opinion and don't expect people to call you on it? Then, when they do, you tell them not to read "your" blog? I'm sure the T-G would love for you to have nobody read "your" blog on their site.

Well, since you refuse to answer any questions that people pose to you about "your" blog, I'll not bother reading "your" blog any further.

I just hope that anyone else that reads this realizes just how ignorant "your" blog really is. Especially since it doesn't actually tell anyone anything except for Democratic party regurgitation backed up by Wikipedia links that any fourth grader could update.

And I thought us conservatives were supposed to be the ones with the closed minds.

-- Posted by Thom on Mon, Aug 10, 2009, at 1:07 AM

Save the drama for your mama, Thom.

-- Posted by nathan.evans on Mon, Aug 10, 2009, at 1:15 AM

You sir are a troll, and i will read no further.

-- Posted by quietmike on Mon, Aug 10, 2009, at 1:21 AM

i will read no further.

-- Posted by quietmike on Mon, Aug 10, 2009, at 1:21 AM

Promise?

-- Posted by nathan.evans on Mon, Aug 10, 2009, at 1:25 AM

My concern is not with change as far as providing for those less fortunate, taking away the pre-existing clause, making the hospitals/doctors not charge such outrageous fees($150+ for a quick dr. office visit?) BUT if I like my insurance and can pay for it, then I don't want it taken away. I got my college degrees and have worked for years to do so. And, my husband did run a small business and he did not only pay for our insurance but for his employees.We also purchased an individual policy for my daughter which we don't believe to be outrageous.

Between the time I aged out of my parents' insurance and started working, I did have major surgery and paid for it month by month so my opinion--if I could do it, so could everyone else. You just have to work hard and be responsible.

I know that I have done my own research regarding government healthcare in other countries as advanced as we are and the picture presented is not very pretty.

I also think people would not be so outraged if the gov hadn't already donated all that money to bail out the big wigs and to provide cars for certain people who may or may not be able to afford them and to BANKS! ugh

-- Posted by stardust on Mon, Aug 10, 2009, at 6:20 AM

I do believe something must be done about Health Care in the USA. But I can honestly say I have not read the entire bill just snipits of it ...there are several points that I have read I am not too thrilled about. One being that if I do not like the service that I am receiving from ObamaCare then I will not be able to go back into private insurance. This bill says once the Government Healthcare takes place insurance companies can no longer write new policies. Thus this means eventually everyone will have government care. Two being Union workers and Government employees will be tax exempt from the program. Three being Congress/Senators/Obama etc will still be able to keep their private insurance (which is the best plan in the world) at the taxpayer expense. (if it is so good they should have to use the same healthcare as we do)

I personally want reform but I do not think this healthcare plan should be pushed on those who do not want it and that is something this bill will do.

-- Posted by Dianatn on Mon, Aug 10, 2009, at 9:52 AM

Amen, Nathan

-- Posted by MotherMayhem on Mon, Aug 10, 2009, at 10:35 AM

Lets eliminate the socialist medical system we have now - I encourage the Republican Party, to have in their platform the elimination of medicaid, medicare and veterans health benefits, including the closing of VA hospitals.

-- Posted by Grit on Mon, Aug 10, 2009, at 4:03 PM

Lets eliminate the socialist medical system we have now - I encourage the Republican Party, to have in their platform the elimination of medicaid, medicare and veterans health benefits, including the closing of VA hospitals.

-- Posted by Grit on Mon, Aug 10, 2009, at 4:03 PM

I hope the Republican Party rallies behind you on that!

-- Posted by nathan.evans on Mon, Aug 10, 2009, at 4:36 PM

I suggest if you really have questions go to

WhiteHouse.gov/Reality Check. There you will get some answers from the top.

-- Posted by dipperdan on Mon, Aug 10, 2009, at 5:52 PM

I don't understand why they are in such a big hurry and why they think people that object to it aren't as intelligient as they are.

-- Posted by stardust on Mon, Aug 10, 2009, at 5:59 PM

well stardust I think some of the problem is these meetings people are having. Some of the people that they have speaking at these meeting are really coming up with some off the wall stuff. Like saying that this bill is designed to kill off the elderly and that this is akin to what Hitler had in mind.. stuff like that makes them sounds sorta stupid.

-- Posted by Dianatn on Mon, Aug 10, 2009, at 10:20 PM

Something I found interesting... Who was the the first US president to call for universal health care? President Theodore Roosevelt, Republican from New York

He also busted up 40 monopolies and is considered to be the father of the Food and Drug Administration.

-- Posted by nathan.evans on Mon, Aug 10, 2009, at 10:41 PM

I guess if you have someone in Long Term Care or if you are a Senior citizen, you would be concerned that your benefits (that you paid into the system) would be taken away to pay for the other benefits. I heard a discussion today about the LTC portion of a nursing home being eliminated and residents' families being told to find another facility because it was too expensive and the skilled patients needed to be given priority. Maybe that facility has heard something we haven't?

I really don't see that the Democrats are acting any differently than anyone else with their responses to opposition comments/questions.

-- Posted by stardust on Mon, Aug 10, 2009, at 10:47 PM

"I heard a discussion today about the LTC portion of a nursing home being eliminated and residents' families being told to find another facility because it was too expensive and the skilled patients needed to be given priority. Maybe that facility has heard something we haven't?"

-- Posted by stardust on Mon, Aug 10, 2009, at 10:47 PM

The situation you are describing to me sounds like a private company is running the nursing home and they discovered that long term care is not as profitable as some other business model they can focus their efforts on.

-- Posted by nathan.evans on Mon, Aug 10, 2009, at 11:00 PM

I guess if you have someone in Long Term Care or if you are a Senior citizen, you would be concerned that your benefits (that you paid into the system) would be taken away to pay for the other benefits Posted by stardust on Mon, Aug 10, 2009, at 10:47 PM

Yea, I understand what you are saying but where has anyone said that benefits would be taken away to pay for something else? If you are referring to Medicare, then if they are on a government program that pays their entire bill do they really need medicare also? I do have a senior citizen who relies on medicare, that is my mother. But let me tell you something, she has medicare and a private insurance, medicare pays so little that you hardly know they are there. The only thing good about her being old enough for medicare is the keeps the cost down even for her private insurance. The Hospital and doctors are only allowed to charge a certain amount because of medicare. That's what I want within the entire Health care program...a base charge no matter if I am government assisted health care or no insurance or my private insurance, one charge for the same procedures. It makes me mad that they charge me more because I have private insurance..not to mention it makes my deductible more too so in reality I pay more than I should have in the first place because I have insurance.

Wouldn't it make you mad if you went to the grocery store and bought 6 steaks and I was in front of you in line and bought the exact same 6 steaks but yet they charged me half of what they charged you?? Sure it would and you would be well within your rights to be mad. I don't mind paying for my insurance I just want to be treated the same way and charged the same way anyone else is ... I want them to stop penalizing me for having insurance.

I have heard so many people say..oh it don't matter what they charge I have insurance that will cover it...well yea, but you still pay a deductible usually about 20% and 20% of a 1000.00 is less than 20% of 5000.00.

-- Posted by Dianatn on Tue, Aug 11, 2009, at 12:11 AM

-- Posted by Dianatn on Tue, Aug 11, 2009, at 12:11 AM

In my opinion that makes the most sense. Why can we not do something to lower the cost of healthcare, before we let the govt completely take over.

-- Posted by greasemonkey on Tue, Aug 11, 2009, at 9:05 AM

Ok I just watched Obama in a town hall meeting on Health Care reform and honestly I am quite impressed.

You can watch too :>)

http://cosmos.bcst.yahoo.com/up/player/p...

-- Posted by Dianatn on Tue, Aug 11, 2009, at 1:13 PM

I admittedly hate my current health insurance...high premiums, high deductables, and large co-pays. Sadly, if my husband didn't work hard, and instead made less or no money, we would be eligible for TennCare. So as a result, I find that I obstain from seeing a doctor to the point of putting my health at risk, while my welfare counterparts can "run to the ER everytime they get the sniffles" (ok, not really, but you get my point...and I am not bashing those on welfare, I think it does have its time and place when neccessary, but who pays for it, and when do we get to stop paying for it?).

Do I wish for a magic wand to fix things, yes. Do I think it will be free, no. After all, money doesn't grow on trees. Just ask our neighbors in Canada how they like their tax rates. I have friends and family in Canada, so I don't need to Google it. You think we pay alot of taxes here in America, try working over there. Yes they have an EXCELLENT health care program in place, but many of whom I've spoken with say they would prefer to have a choice....instead the single man/woman with no kids is paying for the birth of his neighbor's baby (again, not an exact, but you get my point).

-- Posted by So_Sue_Me on Wed, Aug 26, 2009, at 11:35 AM

Do you or someone in your family work for a health insurance company Thom?

-- Posted by nathan.evans on Sat, Aug 8, 2009, at 10:27 PM

Nathan - Why should anyone bother to answer any of your questions since you, THE PERSON THAT STARTED THIS, refuse to answer anyone else's?

I will, however, say that neither I, nor anyone in my family (that I know of), works for an insurance company. Not that my employer has anything whatsoever with my personal opinions of this particular (or any other) issue.

Do you, or someone in your family, receive some form of federal payment as part of your income, Nathan? That would certainly explain this infatuation of yours.

-- Posted by Thom on Sat, Aug 8, 2009, at 11:11 PM

You may not work in the health insurance industry, but you most certainly work in the healthcare industry Thom. I knew you were suspect and the fact that you would not disclose that information when directly challenged on it goes a long way to proving that it obviously does matter or you would have disclosed it when I brought it up.

-- Posted by nathan.evans on Thu, Oct 1, 2009, at 9:48 PM

When all is said and done here, everyone of you out there that are so against affordable health care would run for that line to get assistance should you have a love one need care and you were in the position of not being able to provide the coverage. If you lose your job, and benefits, and can not find a job that pays enough to pay the premiums and that must choose between the basic necessities (house, food, utilities, and basic transportation) ..... You can not for one second convince me that you would look over to your child and say" I'm sorry honey you can't have your surgery, I can't pay for it, and it is not right for us to have medical care now" " Oh yes honey I know some people get help in our situation but, I'm above that and will not accept it , you are going to just have to do without." Oh sure let the appendix burst (or what ever) Can you honestly say that YOU should have to do without should you fall on such hard times? It can and does happen to any and all social classes even the perfect ones like yours, any one of us could end up in the middle of "below poverty" and the "I can make it on my own levels'. Any one of us could have our life pulled out from under us at a moments notice. You know very well , you'll take that "socialist" unemployment check , and if your still unable to bounce back and find work good enough to survive on , you'll take the assistance you must to care for your family until you can... That won't make you what you see now as a low life socialist or what ever uppity name you have for it, it just means your just one of the rest of the country no better no worst. Would you actually turn down help if you needed it and allow someone dear to you to suffer or die? Sounds dramatic I know but there are a lot of judgmental people out there that have had to eat a lot of crow lately, sure hope your never tested on this don't you??

-- Posted by wonderwhy on Sun, Oct 11, 2009, at 11:21 PM


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