Thom,

Very good question and alot of great ways to pick a resolution for 2008 and to keep it. My 2007 resolution was to reduce stress, and to achieve that I had to eliminate what was causing it. Problem was, I cannot get rid of my children and wife, so I bought a closet with a lock on the outside. Just kidding.

I found out that eating more fruit was better, not drinking caffiene helped alot, and taking some classes in my favorite hobbies improved at decreasing stress.

Things that can lead to stress was not dealing with problems immediately, because at night before bed you don't sleep well because it is nagging at you.

Caffiene seemed to be a huge culprit, so at 4pm, about 5-6 hours before bed, do not drink caffienated beverages. I read alcohol leads to stress too, but I don't drink it so I cannot affirm this is true or not. But if you "numb" yourself from problems or chores that need to be dealt with then the stress will affect you sooner than later. I think the best way, because it is fun, is to advance your skills in a particular hobby you are interested in. Mine is programming, so I took some classes in an area that I really wanted to learn.

These are a few ways to reduce stress by small changes in lifestyle and at very little cost. Actually it will probably improve your financial status, because you will eat less, and not consume high-taxed items like alcohol, cigarettes etc.