A: We help you make the change and can advise you on how to cover current drafts that may be associated with you old accounts. Visit our office and become a member of the credit union. Anyone who lives, works, worships or attends school in Rutherford, Bedford, Marshall or Rutherford County can join Heritage South. We require you maintain at least $5 in your share/savings account and pay a $1 membership fee. We will discuss with you about payments that may be pending from your old account and discuss ways to make that transition as easy as possible. Moving your accounts may be overwhelming at first glance, but once we talk with you about options, we think you'll be pleasantly surprised.