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Bedford Ramblings
Steve Mills

Do “baby boomers” actually retire these days or retire to another job?

Posted Monday, March 6, 2017, at 10:37 AM
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  • I keep hearing about how the retirement age is going to be raised to extend the solvency of Social Security. But, if they are going to do that, then the Government needs to get on the same page with business (or vice versa) because people are being put out to pasture at an ever younger age, not older.

    At first it was sort of depressing to realize that I had been discarded as obsolete, when I thought I was at the height of my abilities. All that long experience, but not yet losing my edge to declining physical abilities. Admittedly, I was not able to produce the amount of physical work that I once had, but those were hobbies. My real work was mostly mental. And I was more productive than I had ever been.

    Once I had accepted the fact that no one is going to hire someone who is already retirement age, things really took a turn for the better. I figured out a business I could start with a minimal capital investment, and am working just as much as I ever did. Why would I retire? Working is what I like to do. The business has quadrupled, and I am not having to dip into my retirement funds. I will save those for when I feel like I am really old. Or, better yet, I will drop dead at work some day, and leave them for the kids.

    -- Posted by lazarus on Tue, Mar 7, 2017, at 10:58 AM
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    Hey, Laz! Being obsolete in a millennial world seems more like a badge of courage (honor) than a scarlet letter. Sometimes I wonder if the younguns will ever learn what we learned. And even if they do, I wonder if they have the skills and where-with-all to apply it. When someone asks you "what do you do?", I suspect your answer is much like mine (and I'll bet Steve's too), and very different than theirs. And for those of you out there wondering what that answer is, pay close attention because this could drastically alter your life. For the better. The answer to that question is "whatever it takes".

    Steve, retirement means different things to different people. To some it is an age, or a retirement account number, or a life event. I will tell you what retirement really is. And I think you already know this. Retirement is a frame of mind, a way of thinking. Retirement is when you have enough disposable assets that you can do whatever you want to do. As long as you are alive, you have to do something. Even if it is just sitting there like a hood ornament. And if that is what you really want to do, then you can retire and do that when you have enough disposable assets to cover your living expenses. But a lot of people of retirement age and ability choose to do more than sit there watching TV or fish or whatever. As long as you like what you are doing, you can consider yourself retired. I don't usually promote products on the blogs, but for anyone thinking about maybe retiring some day, a good book to read would be "Retire Inspired" by Chris Hogan.

    -- Posted by fair share on Tue, Mar 7, 2017, at 12:14 PM
  • I always answer that question; "Whatever I can get away with." These days I can't get away with as much as I used to.

    -- Posted by lazarus on Tue, Mar 7, 2017, at 2:36 PM
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    Laz, all you need is a good night's sleep and a big cup of coffee. I know deep down inside you really aren't a libtard and really do care about the future of our country and the world. You should be able to get away with a whole lot more than you used to because the current generation either doesn't have the intellectual where-with-all or the giddy-up-go to stop you. I used to answer that question like you do, but after I learned the way of the world (at least for me) I knew that they were the same. So I decided to just do whatever it takes and get away with it.

    -- Posted by fair share on Tue, Mar 7, 2017, at 4:08 PM
  • Fare; Liberals also care about the future of the country and the world. They just don't necessarily agree with me on how those are best served.

    -- Posted by lazarus on Tue, Mar 7, 2017, at 11:47 PM
  • I read a statement this morning on a business site I am a member from a guy that is apparently a recruiter for his company. He was fuming at the quality of applicants he gets today and their ATTITUDE.

    One example someone wrote in about was an applicant coming 30 minutes late to an interview, not calling, and instead of just giving the reason, they tried to blame it on the "schedule". He claimed his notification of appointment said 30 minutes later.

    The recruiter told the fellow that if he did not have enough courtesy to call or have a good explanation, the interview was over and they were not interested. The applicant thought he was kidding. Rude awakening.

    -- Posted by stevemills on Wed, Mar 8, 2017, at 9:32 AM
  • I am 72 years young drive to Nashville from Bedford Co everyday. Love my work and my work family and no plans to retire. We also have a very hard time getting employees no one wants to work!!!!

    -- Posted by roadrunner on Wed, Mar 8, 2017, at 11:35 AM
  • That is encouraging roadrunner. I believe if we in general lose out ability to contribute in some form or fashion, it is the beginning of the end.

    We may contribute by mentoring, by helping others who are bed ridden and those bed ridden may be able to help others by the medium we are discussing this right now.

    -- Posted by stevemills on Wed, Mar 8, 2017, at 1:59 PM
  • We were lucky to be in the last generation of good pensions that offered retiree health care. It took 30 long,hard years of hard work to earn that retirement benifit. We went through many layoffs,and more than once almost lost everything but thanks to the union were called back and now have the benifits that were promised as a part of the income package we earned. This was not gimme or hand out.

    Am I ready to be retired? I'm really not sure,but I know we are finacially set to be as retired as we choose, and if I decide I would rather go back to the working field I can choose what I LIKE to do rather than have to settle for a job for the benifits it provides. If my spouse chooses not to well then so be it. The biggest decission to staying at job was the retiree health care coverage - that was the carrot on the stick that got us through the hardships that came with it. Nobody gave us anything - we earned it, it was part of the contracted income package, part of the wages that were put aside for later. We promised to be loyal employees and gave them 30 years of our lives and in return they promised as part of the income paid to us we would have a pension and heathcare afterwards we we cose to retire.

    So in our case yes baby boomers do retire, but only because we were able to find a job that paid well and reinvested profits into the workers that made them the profitable company they are.

    Hopefully we will find jobs such as these coming back to our nation so that future generations can retire, opening up jobs to younger generations. Hopefully retirees will be able to live quality lives, and not have to work till they fall dead in their graves.

    -- Posted by wonderwhy on Sun, Mar 12, 2017, at 11:43 PM
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    "We promised to be loyal employees"

    Except for when your union masters told you to strike. Wonder if it evened out after all the time off and the amount the union skimmed off the top?

    "Hopefully we will find jobs such as these coming back to our nation"

    Wonderwhy, I'm glad you got a traditional pension that worked like they said it would. Lots of people that were promised similar did not get it. And plenty are getting it only off the backs of taxpayers. The traditional pension is dead and won't be resuscitated. Always being self employed, I have always managed my retirement plan. But nowadays employed people have to do that also. Unless they want to pretend Social Insecurity is a "retirement plan".

    -- Posted by fair share on Mon, Mar 13, 2017, at 10:37 AM
  • Fair Share, the reason many lose the pensions they were promised is because they did not have a representative to back them, they were a lot of little fish on their own. We paid dues, they are like the insurance premiums. they work the same way, does the Union take some out, yep just like insurance companies do, but you dont whine about that. My guess is because you do not have the muppet masters telling you to. Oh those big bad Unions,lol. They are so evil, they got us, YOU INCLUDED, a lot of important things. You know like 40 hour work week, over time, safe work place, just to name a few. They help make the companies remember that profits are supposed to trickle down to the workers that actually do the work that makes their company possible. I do not expect you to understand you've been raised to hate unions, it's the culture you have ingrained. But I would love to see all of those like you who spit on them and demonize them to put your butt where your mouth is and TURN DOWN EVERY BENIFIT ERANED AND FOUGHT BY FOR THE WORKER BY UNIONS. Yep no vacations or sick days, no safety standards, no over time, holidays,go back to slave wages and unlimited hours per day and week. Tell your employer it's just fine to to put you on the nastiest job for half pay so his buddy can have the job you trained and earned through hard work can get the position, and still expect you to do the labor. tell them it's just fine to fire you because you didn't kiss their fanny just right or they simply do not like you.... You do understand that UNIONS have set the presidence that many other companies follow in order to keep a union out. DO you really think without the worry of workers wanting union they would pay and offer what they do? If so your a fool.

    Unions are the checks and balance that protects the worker, they are the reason that the right has not been able to take all the regulations that protect workers away. They fight for us, even you. If they get rid of unions WHO will stand up for the worker? The corporations? LOL

    I went to a rally at Nissan the day they were voting to unionize. Workers would hide behind us when they saw superviors with VIDEO CAMERAS scanning the crowd for employees that may be prounion. They were verbally threatened that if they were caught they could be fired.

    We buy car insurance, house insurance and we paid for Job insurance. And because we did we did not lose everything in the 70s when there was so many layoffs. When the company got back on it's feet our jobs were there for us, our pensions protected, our wages not cut to scab levels. Because of the union when people are injured they are cared for and not thrown to the curb as expendable. Because of unions we could not be bumped out and replaced by temps at nickles on the dollar.

    If your foolish enough to think that product prices would go down if wages and benefits are cut your your brain dead!! They will always charge the highest they can get away with, the difference is weather the profit are dispersed in a fair way and workers get fair wages in comparison to the profits being taken in by the company. A multi-billion dollar business has no paying wages so low the tax payers get stuck supplementing the employees. and the CEOS make more money than they can spend.

    I know you will whine and attack, but in truth and reality you have benefited from unions, and I would bet you will never turn down what they made possible for you. Prove me wrong tell the boss you would like to refuse anything earned and fought for by unions.....We have given back on contracts when the company needed us to and they in return have bettered our end when they were able. There is nothing wrong in that. I laugh at how biased and opinionated many non union workers can be who have no experience or real knowledge beyond what they have been told by anti-union fear mongers who are out to back the corporate greed.

    Just because you don't have a union job, doesn't make them bad. And because some do have them doesn't make them bad. We chose to work with a company that had a union, we felt and know that our union dues have and are doing great things to help and protect workers. I know that without unions there is no checks and balances to ensure the protections we ALL have ( even you and your employees). Eliminate the unions and you can bet that the right will kill every provision that protects workers in order to squeeze every penny to the top.....

    Yep I hope great jobs, with the great benefits come back, and I hope that the unions thrive to ensure they can not be gutted and throw the workers back to the days of work shops and abuse.

    -- Posted by wonderwhy on Mon, Mar 13, 2017, at 10:38 PM
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    Representative Steve King said it best.

    "We can’t restore our civilization with somebody else’s babies."

    The new Baby Boomers are the Millennials, the illegal aliens, legal immigrants and refugees from Syria, Iraq and Iran, as well as South and Central Americans, Cubans, Puerto Ricans, and others.

    How are these people gonna pay your Social Security? They didn't come here to work. The Millennials aren't smart enough to find a job or do it after they find one. They are idiots.

    I have said over and over again that 50% of the American people are Brain Dead. I would like to change that. After watching the news every day, I can honestly say that I now believe 75% of the American people are Brain Dead.

    Not only the news media, but the people too (and including Congress) are still asking about Trumps involvement with Russia.

    If Trump Towers was wire tapped, the Government would know if Trump was involved and if he was he would have been indicted by now.

    Now think about it. If Trump Towers wasn't wire tapped, why wasn't it with all the talk about Trump telling Putin what to do?

    And because the people, the congress and the Obama Administration, Trump and his Administration and of course the news media and the FBI and the intelligence Agencies are still talking about it, I have to say that all these people must be Brain Dead for sure. And These are the BEST of the Elite?

    I just hope the Millennials don't waste all their money on school and start paying on my retirement fund so I can keep on living the good life.

    -- Posted by sui on Tue, Mar 14, 2017, at 6:16 PM
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    Sui, don't be too hard on the millenials. I'm sure that after they catch Pokémon they will have time to contribute to SS. And before the looney left accuses me of referring to their hero's brown-boot thugs, I am talking about Social Insecurity. Which was always meant to be a safety net for old age for those that didn't get around to taking care of themselves. It was never meant to be a full retirement plan. But sadly that is what it is for too many people.

    -- Posted by fair share on Wed, Mar 15, 2017, at 6:14 AM
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    Just to prove my point, yesterday there was a very nice report coming out of Nashville that said some 2,000 REFUGEEs came to Nashville (one of America's Sanctuary Cities), in the past year, and NOW Nashville can not afford to feed and care for them! They are in the care of the Rescue Mission which can't afford to care for them either.

    Not to worry because they have already sent out their request for help in the form of Donations from us and others.

    So it all comes down to the taxpayers paying for their food and health care. What the Hell is Nashville paying, if the Rescue Mission is doing all the work and providing the food and shelter through donations by the residents of the state? Cry for help has extended out to Bedford county and who knows where else. Even Nashville isn't large enough to support the Rescue Mission.

    All Nashville is willing to do is provide legal assistance to these Refugees and illegal immigrants, so they can stay in Nashville.

    Where are all the Women and Democrats that begged to let these people come to America when it comes to buying the food and paying for the shelter?

    Why haven't they sent their monthly checks to the Rescue Mission? They need to put more money on those checks to help cover the needs of the refugees, not just the drunks and homeless people.

    As soon as the Refugees see how the Drunks, Wineos and Homeless people survive, they will soon become a part of the Famous Nashville Skyline.

    But that is all okay, because that is what the 75% Brain Dead people want.

    Maybe some of those people can start a Retirement Plan for these refugees so they can live on to enjoy a full ripe lifetime here in the Good Ol USA!

    I'm sorry if this all sound mean, but I am doing all I can to provide for and take care of my family with all the stuff the Government has dumped on us.

    I saw a report yesterday also that said the food costs were down 1.3%. I have to ask them, where are they living? I don't see any food prices coming down anywhere. That has to be a "FAKE NEWS" Report. Trump must be right again!

    -- Posted by sui on Wed, Mar 22, 2017, at 3:34 PM
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    Well here is an idea that I know will sound crazy to a lot of people, and that is part of what is wrong with this country. But how bout those refugees and anyone else that wants to eat go out and get a job and buy some food?

    -- Posted by fair share on Fri, Mar 24, 2017, at 8:56 AM
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