SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE
Default having been made in the terms, conditions, and payments
provided in a certain Deed of Trust dated OCTOBER 19, 2023,
executed by CHARLES T. NORMAN, SINGLE MAN, to MEGAN
K. TROTT, Trustee, of record in BOOK TD1100, PAGE 239, for the
benefit MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,
INC., AS NOMINEE FOR FIRST COMMUNITY MORTGAGE, INC.,
in the Register’s Office for BEDFORD County, Tennessee and to J.
PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom
may act, appointed as Substitute Trustee in an instrument of record
in the Register’s Office for BEDFORD County, Tennessee, to secure
the indebtedness described; WHEREAS, said Deed of Trust was last
assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,
the entire indebtedness having been declared due and payable by
TENNESSEE HOUSING DEVELOPMENT AGENCY, being the
present owner/holder or authorized agent, designee or servicer of
the holder/owner of said indebtedness, has requested foreclosure
proceedings to be instituted; and as provided in said Deed of Trust, I,
J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power
and authority vested in me as Substitute Trustee, on WEDNESDAY,
FEBRUARY 12, 2025 AT 10:00 A.M., LOCAL TIME AT THE FRONT
STEPS OF THE BEDFORD COUNTY COURTHOUSE IN SHEL-
BYVILLE, BEDFORD COUNTY, TENNESSEE, sell to the highest
bidder for cash, free from the equity of redemption, homestead, and
dower, and all other exemptions which are expressly waived, and
subject to any unpaid taxes, if any, the following described property
in BEDFORD County, Tennessee, to wit:
PROPERTY LOCATED IN THE COUNTY OF BEDFORD,
TENNESSEE:
Land in Bedford County, Tennessee, and being more particularly
described as follows:
Beginning at a point in the center of Goose Creek Road being
South 37 degrees 08 minutes 53 seconds West 484.91 feet to a
P.K. nail new in the center of Chestnut Ridge Road in line with the
center of said Goose Creek Road and being the Northwest corner
of the Jolley property (Deed Book 226; page 203) and being the
Southwest corner of the herein described property; thence with
said center of the road the following calls: North 42 degrees 54’
00” East a distance of 47.66’; thence North 46 degrees 47’ 09”
East a distance of 79.89’; thence North 52 degrees 59’ 20” East a
distance of 47.44’; thence North 61 degrees 49’ 45” East a distance
of 35.46’; thence North 68 degrees 03’ 47” East a distance of 30.15’
to a point in the center of said road at the Northwest corner of the
herein described property; thence leaving said center of road South
30 degrees 04’ 04” East a distance of 24.60’ to an iron rod new;
thence South 30 degrees 04’ 04” East a distance of 223.98’ to an
iron rod new; thence North 63 degrees 47’ 39” East a distance of
64.00’ to an iron rod new; thence South 67 degrees 0 l’ 11” East
a distance of 383.70’ to an iron rod new by a poplar tree; thence
South 40 degrees 18’ 17” East a distance of 120.51’ to an iron rod
new by a metal fence post in the West line of the Ballenger property
(Deed book 152; Page 462 or Deed book 56; Page 20) and same
being the Northeast corner of the herein described property; thence
South 45 degrees 53’ 42” West a distance of 420.64 to an iron rod
new by a fallen fence corner post; thence North 78 degrees 04’ 20”
West a distance of 175.34’ to a fence corner post at the Southeast
corner of the Smith property (Deed book 147; Page 196); thence
North 17 degrees 54’ 40” East a distance of 92.50; thence North 18
degrees 59’ 40” East a distance of 130.60’ to a corner post; thence
North 50 degrees 37’ 37” West a distance of 237.77’ to a fence post
at the Northeast corner of the said Jolley Property; thence North
50 degrees 32’ 16” West a distance of 252.83’ to an iron rod new;
thence North 50 degrees 32’ 16” West a distance of 24.99’ to the
point of Beginning, and containing 5.01 acres, based on a survey by
Lincoln Northcutt, dated September 6, 2011, located at 117 Hickory
Drive, Shelbyville, Tennessee.
BEING THE SAME PROPERTY CONVEYED TO CHARLES
T. NORMAN, A SINGLE MAN, BY WARRANTY DEED DATED
OCTOBER 19, 2023 OF RECORD IN BOOK D385, PAGE 495,
REGISTER’S OFFICE FOR BEDFORD COUNTY, TENNESSEE.
THIS IS IMPROVED PROPERTY KNOWN AS 1397 GOOSE
CREEK ROAD, SHELBYVILLE, TN 37160.
MAP 136 PARCEL 028.04
THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WAR-
RANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE
RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES
IN POSSESSION OF THE PROPERTY. ANY REPRESENTATION
CONCERNING ANY ASPECT OF THE SUBJECT PROPERTY BY A
THIRD PARTY IS NOT THE REPRESENTATION/RESPONSIBILITY
OF TRUSTEE(S)/ SUBSTITUTE TRUSTEE(S) OR THEIR OFFICE.
THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY,
ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS
AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE
DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS
CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY
OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE
TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF
TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF
TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE
DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE
ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE
IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT
TO ALL APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO
REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C.
7425, T.C.A. 67-1-1433, AND 28 U.S.C. 2410 (C). THE NOTICE
REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.
THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE
SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT
FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE
TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE
TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO
RESCIND THE SALE
IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE
SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE
AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A
CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED
TO LAW OFFICE OF J. PHILLIP JONES. NO PERSONAL CHECKS
WILL BE ACCEPTED. TO THIS END, YOU MUST BRING SUF-
FICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER
BIDDERS. INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.
AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL
BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE
TIME THE FORECLOSURE DEED IS DELIVERED.
OTHER INTERESTED PARTIES: MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST
COMMUNITY MORTGAGE, INC., - SERVICER, TENNESSEE
HOUSING DEVELOPMENT AGENCY/VMLS
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY IN-
FORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
This is improved property known as 1397 GOOSE CREEK ROAD,
SHELBYVILLE, TN 37160.
J. PHILLIP JONES/JESSICA D. BINKLEY, SUBSTITUTE
TRUSTEE
1800 HAYES STREET
NASHVILLE, TN 37203
(615) 254-4430
www.phillipjoneslaw.com
www.williamsauction.com
F24-0940 (1163tc)